THINKWISE
Federal • San Bernardino, California • Est. 1952
Quick Facts
- Charter Number
- #7770
- Type
- Federal
- Established
- 1952
- Headquarters
- San Bernardino, California 92401
- Address
- 599 N E St
- Branches
- 2
- ATMs
- 3
- Members
- 6,177
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
6,177 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THINKWISE |
|---|---|
| Total Assets | $119.8M |
| Members | 6,177 |
| Loans Outstanding | $53.9M |
| Shares & Deposits | $106.3M |
| Net Worth | $10.9M |
| Net Worth Ratio | 9.13% |
| Loan-to-Share Ratio | 50.7% |
| Delinquency Rate | 1.53% |
| Net Income | +$912,519 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 3 ATMs
E Street Branch (HQ)
Main Office599 N E St
San Bernardino, CA 92401
Rialto Branch
1270 Renaissance Pkwy
Rialto, CA 92376
Who Can Join THINKWISE?
Membership Type: Community
Membership eligibility for THINKWISE may vary. Contact the credit union directly to confirm qualification requirements.
Contact THINKWISE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. THINKWISE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, THINKWISE has 6,177 members and a potential membership field of 25,000 people.
THINKWISE's net worth ratio is 9.13% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.1%, THINKWISE meets this threshold.
THINKWISE operates 2 branch locations and has access to 3 ATMs. The main office is located at 599 N E St, San Bernardino, CA 92401.
THINKWISE was established in 1952. It is a federal credit union chartered under charter number 7770. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or THINKWISE. All financial data is for informational purposes only.