TINKER
Federal • Oklahoma City, Oklahoma • Est. 1946
Quick Facts
- Charter Number
- #24524
- Type
- Federal
- Established
- 1946
- Headquarters
- Oklahoma City, Oklahoma 73145
- Address
- PO Box 45750
- Branches
- 35
- ATMs
- 32
- Members
- 481,250
- Membership Type
- Multiple Common Bond
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
481,250 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TINKER |
|---|---|
| Total Assets | $6.1B |
| Members | 481,250 |
| Loans Outstanding | $3.5B |
| Shares & Deposits | $5.2B |
| Net Worth | $875.8M |
| Net Worth Ratio | 14.47% |
| Loan-to-Share Ratio | 67.4% |
| Delinquency Rate | 0.93% |
| Net Income | +$86,525,708 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
35 locations · 32 ATMs
Ada Branch
1620 Lonnie Abbott Blvd
Ada, OK 74820
Bethany Branch
6750 NW 39th Expy
Bethany, OK 73008
Edmond Branch
1401 N Kelly Ave
Edmond, OK 73003
Edmond East
3141 S Bryant Ave
Edmond, OK 73013
Enid Branch
801 S Oakwood Rd
Enid, OK 73703
Who Can Join TINKER?
Membership Type: Multiple Common Bond
TINKER serves multiple select groups, such as employees of specific companies or members of certain associations. Contact the credit union to find out if you qualify.
Contact TINKER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Oklahoma
Browse all federally insured credit unions in Oklahoma, ranked by assets, members, and financial health score.
View Oklahoma RankingsFrequently Asked Questions
Yes. TINKER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TINKER has 481,250 members and a potential membership field of 1,295,732 people.
TINKER's net worth ratio is 14.47% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.5%, TINKER meets this threshold.
TINKER operates 35 branch locations and has access to 32 ATMs. The main office is located at 715 Metropolitan Ave, Oklahoma City, OK 73108-2054.
TINKER was established in 1946. It is a federal credit union chartered under charter number 24524. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TINKER. All financial data is for informational purposes only.