TORRANCE COMMUNITY
Federal • Torrance, California • Est. 1958
Quick Facts
- Charter Number
- #12543
- Type
- Federal
- Established
- 1958
- Headquarters
- Torrance, California 90510-4327
- Address
- P.O. Box 4327
- Branches
- 1
- ATMs
- 1
- Members
- 8,034
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,034 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TORRANCE COMMUNITY |
|---|---|
| Total Assets | $161.0M |
| Members | 8,034 |
| Loans Outstanding | $68.2M |
| Shares & Deposits | $149.0M |
| Net Worth | $16.1M |
| Net Worth Ratio | 10.00% |
| Loan-to-Share Ratio | 45.8% |
| Delinquency Rate | 0.10% |
| Net Income | +$1,614,958 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Headquarters
Main Office1511 Cravens Ave
Torrance, CA 90501-2706
Who Can Join TORRANCE COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for TORRANCE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact TORRANCE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. TORRANCE COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TORRANCE COMMUNITY has 8,034 members and a potential membership field of 394,013 people.
TORRANCE COMMUNITY's net worth ratio is 10.00% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, TORRANCE COMMUNITY meets this threshold.
TORRANCE COMMUNITY operates 1 branch location and has access to 1 ATMs. The main office is located at 1511 Cravens Ave, Torrance, CA 90501-2706.
TORRANCE COMMUNITY was established in 1958. It is a federal credit union chartered under charter number 12543. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TORRANCE COMMUNITY. All financial data is for informational purposes only.