TOWN & COUNTRY
Federal • SOUTH PORTLAND, Maine • Est. 1953
Quick Facts
- Charter Number
- #8486
- Type
- Federal
- Established
- 1953
- Headquarters
- SOUTH PORTLAND, Maine 04116
- Address
- PO BOX 9420
- Branches
- 7
- ATMs
- 5
- Members
- 38,593
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
38,593 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TOWN & COUNTRY |
|---|---|
| Total Assets | $623.7M |
| Members | 38,593 |
| Loans Outstanding | $478.1M |
| Shares & Deposits | $511.2M |
| Net Worth | $51.9M |
| Net Worth Ratio | 8.31% |
| Loan-to-Share Ratio | 93.5% |
| Delinquency Rate | 0.30% |
| Net Income | +$3,547,329 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 5 ATMs
Main Street Branch
557 Main St
South Portland, ME 04106-5408
Northgate Branch
3 Auburn St
Portland, ME 04103
Millcreek Branch
170 Ocean St
South Portland, ME 04106-3657
Scarborough Branch
257 US Route 1
Scarborough, ME 04074
Saco Branch
52 Elm St
Saco, ME 04072-2735
Who Can Join TOWN & COUNTRY?
Membership Type: Other/Unknown
Membership eligibility for TOWN & COUNTRY may vary. Contact the credit union directly to confirm qualification requirements.
Contact TOWN & COUNTRY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maine RankingsFrequently Asked Questions
Yes. TOWN & COUNTRY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TOWN & COUNTRY has 38,593 members and a potential membership field of 515,045 people.
TOWN & COUNTRY's net worth ratio is 8.31% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.3%, TOWN & COUNTRY meets this threshold.
TOWN & COUNTRY operates 7 branch locations and has access to 5 ATMs. The main office is located at 32 Little Dolphin Drive, Scarborough, ME 04074.
TOWN & COUNTRY was established in 1953. It is a federal credit union chartered under charter number 8486. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TOWN & COUNTRY. All financial data is for informational purposes only.