TRANSIT
Federal • VALLEY STREAM, New York • Est. 1974
Quick Facts
- Charter Number
- #21831
- Type
- Federal
- Established
- 1974
- Headquarters
- VALLEY STREAM, New York 11580
- Address
- 20 N CENTRAL AVE FL 3
- Branches
- 2
- Members
- 3,158
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,158 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRANSIT |
|---|---|
| Total Assets | $17.8M |
| Members | 3,158 |
| Loans Outstanding | $2.2M |
| Shares & Deposits | $16.0M |
| Net Worth | $1.8M |
| Net Worth Ratio | 10.22% |
| Loan-to-Share Ratio | 13.8% |
| Delinquency Rate | 0.07% |
| Net Income | +$65,641 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
TRANSIT FEDERAL CREDIT UNION
Main Office20 N CENTRAL AVE FL 3
VALLEY STREAM, NY 11580
COMPUSOURCE SYSTEMS
110 JOHN MUIR Dr
AMHERST, NY 14228-1148
Who Can Join TRANSIT?
Membership Type: Community
Membership eligibility for TRANSIT may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRANSIT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. TRANSIT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TRANSIT has 3,158 members and a potential membership field of 3,500 people.
TRANSIT's net worth ratio is 10.22% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, TRANSIT meets this threshold.
TRANSIT operates 2 branch locations. The main office is located at 20 N CENTRAL AVE FL 3, VALLEY STREAM, NY 11580.
TRANSIT was established in 1974. It is a federal credit union chartered under charter number 21831. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TRANSIT. All financial data is for informational purposes only.