TRI-CITIES
State-Chartered • Grand Haven, Michigan • Est. 1955
Quick Facts
- Charter Number
- #62508
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Grand Haven, Michigan 49417
- Address
- 905 Pennoyer Ave
- Branches
- 4
- ATMs
- 1
- Members
- 3,580
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,580 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRI-CITIES |
|---|---|
| Total Assets | $50.6M |
| Members | 3,580 |
| Loans Outstanding | $30.2M |
| Shares & Deposits | $43.3M |
| Net Worth | $6.9M |
| Net Worth Ratio | 13.62% |
| Loan-to-Share Ratio | 69.8% |
| Delinquency Rate | 0.21% |
| Net Income | +$599,710 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 1 ATMs
Tri-Cities Credit Union
Main Office905 Pennoyer Ave
Grand Haven, MI 49417
Location of Records - TCCU
905 Pennoyer Ave
Grand Haven, MI 49417
Muskegon Federal Credit Union
65 W Laketon Ave
Muskegon, MI 49441-2527
River Valley Credit Union
7177 Headley St SE
Ada, MI 49301
Who Can Join TRI-CITIES?
Membership Type: Community
Membership eligibility for TRI-CITIES may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRI-CITIES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. TRI-CITIES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TRI-CITIES has 3,580 members and a potential membership field of 303,372 people.
TRI-CITIES's net worth ratio is 13.62% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.6%, TRI-CITIES meets this threshold.
TRI-CITIES operates 4 branch locations and has access to 1 ATMs. The main office is located at 905 Pennoyer Ave, Grand Haven, MI 49417.
TRI-CITIES was established in 1955. It is a state-chartered credit union chartered under charter number 62508. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TRI-CITIES. All financial data is for informational purposes only.