U. S. EMPLOYEES
State-Chartered • Chicago, Illinois • Est. 1953
Quick Facts
- Charter Number
- #61793
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Chicago, Illinois 60604-1592
- Address
- 230 S. Dearborn, Suite #2962
- Branches
- 2
- Members
- 5,957
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,957 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | U. S. EMPLOYEES |
|---|---|
| Total Assets | $101.7M |
| Members | 5,957 |
| Loans Outstanding | $27.5M |
| Shares & Deposits | $88.2M |
| Net Worth | $13.1M |
| Net Worth Ratio | 12.85% |
| Loan-to-Share Ratio | 31.2% |
| Delinquency Rate | 0.54% |
| Net Income | +$1,295,573 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
MAIN OFFICE
Main Office230 S Dearborn St Ste 2962
Chicago, IL 60604-1592
HINES HOSPITAL BRANCH OFFICE
5000 S 5th Ave
Hines, IL 60141-3030
Who Can Join U. S. EMPLOYEES?
Membership Type: Community
Membership eligibility for U. S. EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact U. S. EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. U. S. EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, U. S. EMPLOYEES has 5,957 members and a potential membership field of 40,000 people.
U. S. EMPLOYEES's net worth ratio is 12.85% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.8%, U. S. EMPLOYEES meets this threshold.
U. S. EMPLOYEES operates 2 branch locations. The main office is located at 230 S Dearborn St Ste 2962, Chicago, IL 60604-1592.
U. S. EMPLOYEES was established in 1953. It is a state-chartered credit union chartered under charter number 61793. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or U. S. EMPLOYEES. All financial data is for informational purposes only.