U.A.L.U. 354
Federal • YOUNGWOOD, Pennsylvania • Est. 1978
Quick Facts
- Charter Number
- #23174
- Type
- Federal
- Established
- 1978
- Headquarters
- YOUNGWOOD, Pennsylvania 15697
- Address
- P.O DRAWER I, 271 ARMBRUST RD
- Branches
- 1
- Members
- 1,568
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,568 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | U.A.L.U. 354 |
|---|---|
| Total Assets | $6.7M |
| Members | 1,568 |
| Loans Outstanding | $4.0M |
| Shares & Deposits | $5.9M |
| Net Worth | $770K |
| Net Worth Ratio | 11.50% |
| Loan-to-Share Ratio | 67.0% |
| Delinquency Rate | 0.20% |
| Net Income | $-94,949 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
UALU 354 FCU
Main Office271 ARMBRUST RD
Youngwood, PA 15697
Who Can Join U.A.L.U. 354?
Membership Type: Occupational
Membership eligibility for U.A.L.U. 354 may vary. Contact the credit union directly to confirm qualification requirements.
Contact U.A.L.U. 354 directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. U.A.L.U. 354 is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, U.A.L.U. 354 has 1,568 members and a potential membership field of 2,937 people.
U.A.L.U. 354's net worth ratio is 11.50% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.5%, U.A.L.U. 354 meets this threshold.
U.A.L.U. 354 operates 1 branch location. The main office is located at 271 ARMBRUST RD, Youngwood, PA 15697.
U.A.L.U. 354 was established in 1978. It is a federal credit union chartered under charter number 23174. The institution has been serving members for 48 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or U.A.L.U. 354. All financial data is for informational purposes only.