UNITED COMMUNITY
State-Chartered • Quincy, Illinois • Est. 1941
Quick Facts
- Charter Number
- #60095
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- Quincy, Illinois 62301
- Address
- 1001 Vermont St
- Branches
- 3
- ATMs
- 3
- Members
- 10,430
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
10,430 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED COMMUNITY |
|---|---|
| Total Assets | $127.5M |
| Members | 10,430 |
| Loans Outstanding | $99.2M |
| Shares & Deposits | $107.1M |
| Net Worth | $20.0M |
| Net Worth Ratio | 15.66% |
| Loan-to-Share Ratio | 92.6% |
| Delinquency Rate | 0.51% |
| Net Income | +$1,428,519 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
United Community Credit Union
Main Office1001 Vermont St
Quincy, IL 62301
United Community Credit Union
109 Lindsey Dr
Hannibal, MO 63401
United Community Credit Union
621 N 36th St
Quincy, IL 62301-4605
Who Can Join UNITED COMMUNITY?
Membership Type: Community
Membership eligibility for UNITED COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. UNITED COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNITED COMMUNITY has 10,430 members and a potential membership field of 155,847 people.
UNITED COMMUNITY's net worth ratio is 15.66% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.7%, UNITED COMMUNITY meets this threshold.
UNITED COMMUNITY operates 3 branch locations and has access to 3 ATMs. The main office is located at 1001 Vermont St, Quincy, IL 62301.
UNITED COMMUNITY was established in 1941. It is a state-chartered credit union chartered under charter number 60095. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNITED COMMUNITY. All financial data is for informational purposes only.