UNITED COMMUNITY
State-Chartered • Houston, Texas • Est. 1950
Quick Facts
- Charter Number
- #68369
- Type
- State-Chartered
- Established
- 1950
- Headquarters
- Houston, Texas 77044
- Address
- 13700 E Sam Houston Parkway N
- Branches
- 4
- ATMs
- 4
- Members
- 13,531
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
13,531 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED COMMUNITY |
|---|---|
| Total Assets | $124.6M |
| Members | 13,531 |
| Loans Outstanding | $92.3M |
| Shares & Deposits | $110.4M |
| Net Worth | $14.8M |
| Net Worth Ratio | 11.88% |
| Loan-to-Share Ratio | 83.6% |
| Delinquency Rate | 1.40% |
| Net Income | +$1,704,010 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Galena Park Financial Center
1700 16th St
Galena Park, TX 77547
Normandy Financial Center
771 Normandy St
Houston, TX 77015-3467
Crosby Financial Center
14028 FM 2100 Rd
Crosby, TX 77532
Summerwood Financial Center
Main Office13700 E Sam Houston Parkway N
Houston, TX 77044
Who Can Join UNITED COMMUNITY?
Membership Type: Community
Membership eligibility for UNITED COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. UNITED COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNITED COMMUNITY has 13,531 members and a potential membership field of 120,000 people.
UNITED COMMUNITY's net worth ratio is 11.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, UNITED COMMUNITY meets this threshold.
UNITED COMMUNITY operates 4 branch locations and has access to 4 ATMs. The main office is located at 13700 E Sam Houston Parkway N, Houston, TX 77044.
UNITED COMMUNITY was established in 1950. It is a state-chartered credit union chartered under charter number 68369. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNITED COMMUNITY. All financial data is for informational purposes only.