UNITED ENERGY
State-Chartered • Humble, Texas • Est. 1934
Quick Facts
- Charter Number
- #67493
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Humble, Texas 77338
- Address
- 8790 F.M. 1960 Bypass W. Ste 500A
- Branches
- 3
- Members
- 3,371
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,371 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED ENERGY |
|---|---|
| Total Assets | $28.4M |
| Members | 3,371 |
| Loans Outstanding | $22.3M |
| Shares & Deposits | $23.0M |
| Net Worth | $4.9M |
| Net Worth Ratio | 17.19% |
| Loan-to-Share Ratio | 96.9% |
| Delinquency Rate | 0.48% |
| Net Income | +$94,029 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
United Energy Credit Union
Main Office8790 FM 1960 Bypass Rd W Ste 500A
Humble, TX 77338-3950
Veritrust
2000 Afton St
Houston, TX 77055-2206
Branch Office
1111 Louisiana St Ste B-102
HOUSTON, TX 77002-5230
Who Can Join UNITED ENERGY?
Membership Type: Community
Membership eligibility for UNITED ENERGY may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED ENERGY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. UNITED ENERGY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNITED ENERGY has 3,371 members and a potential membership field of 20,000 people.
UNITED ENERGY's net worth ratio is 17.19% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.2%, UNITED ENERGY meets this threshold.
UNITED ENERGY operates 3 branch locations. The main office is located at 8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX 77338-3950.
UNITED ENERGY was established in 1934. It is a state-chartered credit union chartered under charter number 67493. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNITED ENERGY. All financial data is for informational purposes only.