UNITED EQUITY
Federal • Decatur, Illinois • Est. 0
Quick Facts
- Charter Number
- #81688
- Type
- Federal
- Established
- 0
- Headquarters
- Decatur, Illinois 62526
- Address
- 1130 E Pershing Rd
- Branches
- 2
- ATMs
- 1
- Members
- 6,050
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,050 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED EQUITY |
|---|---|
| Total Assets | $67.9M |
| Members | 6,050 |
| Loans Outstanding | $40.1M |
| Shares & Deposits | $55.8M |
| Net Worth | $11.8M |
| Net Worth Ratio | 17.36% |
| Loan-to-Share Ratio | 71.9% |
| Delinquency Rate | 0.51% |
| Net Income | +$1,392,095 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Branch-687 Lincoln St
687 Lincoln St
Galesburg, IL 61401
United Equity Credit Union
Main Office1130 E Pershing Rd
Decatur, IL 62526
Who Can Join UNITED EQUITY?
Membership Type: Community
Membership eligibility for UNITED EQUITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED EQUITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Browse all federally insured credit unions in Illinois, ranked by assets, members, and financial health score.
View Illinois RankingsFrequently Asked Questions
Yes. UNITED EQUITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNITED EQUITY has 6,050 members and a potential membership field of 20,000 people.
UNITED EQUITY's net worth ratio is 17.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.4%, UNITED EQUITY meets this threshold.
UNITED EQUITY operates 2 branch locations and has access to 1 ATMs. The main office is located at 1130 E Pershing Rd, Decatur, IL 62526.
UNITED EQUITY was established in 0. It is a federal credit union chartered under charter number 81688. The institution has been serving members for 2026 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNITED EQUITY. All financial data is for informational purposes only.