UNIVERSITY
State-Chartered • Orono, Maine • Est. 1967
Quick Facts
- Charter Number
- #63133
- Type
- State-Chartered
- Established
- 1967
- Headquarters
- Orono, Maine 04473
- Address
- 15 Main St
- Branches
- 10
- ATMs
- 10
- Members
- 31,566
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
31,566 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNIVERSITY |
|---|---|
| Total Assets | $526.6M |
| Members | 31,566 |
| Loans Outstanding | $409.5M |
| Shares & Deposits | $402.4M |
| Net Worth | $49.0M |
| Net Worth Ratio | 9.30% |
| Loan-to-Share Ratio | 101.8% |
| Delinquency Rate | 0.39% |
| Net Income | +$3,209,149 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 10 ATMs
Bangor
977 Union St
Bangor, ME 04401
Forest Avenue
391 Forest Ave
Portland, ME 04101-2001
Farmington
154 High St
Farmington, ME 04938-1930
Presque Isle
181 Main St
Presque Isle, ME 04769
Memorial Union, U of M Campus, Orono
5748 Memorial Un
Orono, ME 04469
Who Can Join UNIVERSITY?
Membership Type: Community
Membership eligibility for UNIVERSITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNIVERSITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
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View Maine RankingsFrequently Asked Questions
Yes. UNIVERSITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNIVERSITY has 31,566 members and a potential membership field of 994,546 people.
UNIVERSITY's net worth ratio is 9.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, UNIVERSITY meets this threshold.
UNIVERSITY operates 10 branch locations and has access to 10 ATMs. The main office is located at 15 Main St, Orono, ME 04473.
UNIVERSITY was established in 1967. It is a state-chartered credit union chartered under charter number 63133. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNIVERSITY. All financial data is for informational purposes only.