URBAN BEGINNINGS CHOICE
Federal • Fort Wayne, Indiana • Est. 2006
Quick Facts
- Charter Number
- #24781
- Type
- Federal
- Established
- 2006
- Headquarters
- Fort Wayne, Indiana 46803-2657
- Address
- 1830 Wayne Trce, Ste 204
- Branches
- 2
- Members
- 281
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
281 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | URBAN BEGINNINGS CHOICE |
|---|---|
| Total Assets | $1.7M |
| Members | 281 |
| Loans Outstanding | $785K |
| Shares & Deposits | $1.2M |
| Net Worth | $160K |
| Net Worth Ratio | 9.27% |
| Loan-to-Share Ratio | 66.9% |
| Delinquency Rate | 4.73% |
| Net Income | +$39,693 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Public Service CU
4025 W Jefferson Blvd
Fort Wayne, IN 46804-6813
Urban Beginnings Choice FCU
Main Office1830 Wayne Trce
Fort Wayne, IN 46803-2657
Who Can Join URBAN BEGINNINGS CHOICE?
Membership Type: Occupational
Membership eligibility for URBAN BEGINNINGS CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact URBAN BEGINNINGS CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. URBAN BEGINNINGS CHOICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, URBAN BEGINNINGS CHOICE has 281 members and a potential membership field of 1,640 people.
URBAN BEGINNINGS CHOICE's net worth ratio is 9.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, URBAN BEGINNINGS CHOICE meets this threshold.
URBAN BEGINNINGS CHOICE operates 2 branch locations. The main office is located at 1830 Wayne Trce, Fort Wayne, IN 46803-2657.
URBAN BEGINNINGS CHOICE was established in 2006. It is a federal credit union chartered under charter number 24781. The institution has been serving members for 20 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or URBAN BEGINNINGS CHOICE. All financial data is for informational purposes only.