URBAN UPBOUND
Federal • LONG ISLAND CIT, New York • Est. 2009
Quick Facts
- Charter Number
- #24823
- Type
- Federal
- Established
- 2009
- Headquarters
- LONG ISLAND CIT, New York 11101
- Address
- 1303B 40TH AVE
- Branches
- 3
- Members
- 1,363
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
1,363 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | URBAN UPBOUND |
|---|---|
| Total Assets | $2.6M |
| Members | 1,363 |
| Loans Outstanding | $109K |
| Shares & Deposits | $2.2M |
| Net Worth | $222K |
| Net Worth Ratio | 8.55% |
| Loan-to-Share Ratio | 4.9% |
| Delinquency Rate | 5.51% |
| Net Income | $-5,230 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Branch
Main Office1303B 40th Ave
Long Island City, NY 11101
Sponsor Main Office
1211 40th Ave
Long Island City, NY 11101
UUFCU Steinway
3135 Steinway St
Astoria, NY 11103-3908
Who Can Join URBAN UPBOUND?
Membership Type: Other/Unknown
Membership eligibility for URBAN UPBOUND may vary. Contact the credit union directly to confirm qualification requirements.
Contact URBAN UPBOUND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. URBAN UPBOUND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, URBAN UPBOUND has 1,363 members and a potential membership field of 321,140 people.
URBAN UPBOUND's net worth ratio is 8.55% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.6%, URBAN UPBOUND meets this threshold.
URBAN UPBOUND operates 3 branch locations. The main office is located at 1303B 40th Ave, Long Island City, NY 11101.
URBAN UPBOUND was established in 2009. It is a federal credit union chartered under charter number 24823. The institution has been serving members for 17 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or URBAN UPBOUND. All financial data is for informational purposes only.