UTAH FIRST
Federal • Salt Lake City, Utah • Est. 1935
Quick Facts
- Charter Number
- #528
- Type
- Federal
- Established
- 1935
- Headquarters
- Salt Lake City, Utah 84111
- Address
- 200 E South Temple
- Branches
- 11
- ATMs
- 9
- Members
- 44,697
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
44,697 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UTAH FIRST |
|---|---|
| Total Assets | $1.1B |
| Members | 44,697 |
| Loans Outstanding | $931.6M |
| Shares & Deposits | $895.1M |
| Net Worth | $115.6M |
| Net Worth Ratio | 10.22% |
| Loan-to-Share Ratio | 104.1% |
| Delinquency Rate | 0.27% |
| Net Income | +$14,606,300 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
11 locations · 9 ATMs
Salt Lake City Branch
Main Office200 E South Temple
Salt Lake City, UT 84111
Cottonwood Heights Branch
1166 E Fort Union Blvd
Cottonwood Heights, UT 84047
Woods Cross Branch
1520 S 500 W
Woods Cross, UT 84010-7414
Provo Branch
310 N 100 W
Provo, UT 84601
Farmington Branch
1155 W Park Lane
Farmington, UT 84025
Who Can Join UTAH FIRST?
Membership Type: Occupational
Membership eligibility for UTAH FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact UTAH FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Utah
Browse all federally insured credit unions in Utah, ranked by assets, members, and financial health score.
View Utah RankingsFrequently Asked Questions
Yes. UTAH FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UTAH FIRST has 44,697 members and a potential membership field of 1,950,000 people.
UTAH FIRST's net worth ratio is 10.22% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, UTAH FIRST meets this threshold.
UTAH FIRST operates 11 branch locations and has access to 9 ATMs. The main office is located at 200 E South Temple, Salt Lake City, UT 84111.
UTAH FIRST was established in 1935. It is a federal credit union chartered under charter number 528. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UTAH FIRST. All financial data is for informational purposes only.