UTILITIES EMPLOYEES
State-Chartered • READING, Pennsylvania • Est. 1934
Quick Facts
- Charter Number
- #64896
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- READING, Pennsylvania 19612
- Address
- P.O. BOX 14864
- Branches
- 2
- Members
- 64,606
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
64,606 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UTILITIES EMPLOYEES |
|---|---|
| Total Assets | $1.5B |
| Members | 64,606 |
| Loans Outstanding | $782.7M |
| Shares & Deposits | $1.3B |
| Net Worth | $233.1M |
| Net Worth Ratio | 15.53% |
| Loan-to-Share Ratio | 62.5% |
| Delinquency Rate | 1.09% |
| Net Income | +$8,615,997 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Utilities Employees Credit Union
Main Office11 Meridian Blvd
Wyomissing, PA 19610
NEPA Office Location
337 Clay Ave
Stroudsburg, PA 18360
Who Can Join UTILITIES EMPLOYEES?
Membership Type: Community
Membership eligibility for UTILITIES EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact UTILITIES EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. UTILITIES EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UTILITIES EMPLOYEES has 64,606 members and a potential membership field of 1,035,164 people.
UTILITIES EMPLOYEES's net worth ratio is 15.53% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.5%, UTILITIES EMPLOYEES meets this threshold.
UTILITIES EMPLOYEES operates 2 branch locations. The main office is located at 11 Meridian Blvd, Wyomissing, PA 19610.
UTILITIES EMPLOYEES was established in 1934. It is a state-chartered credit union chartered under charter number 64896. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UTILITIES EMPLOYEES. All financial data is for informational purposes only.