UTILITY DISTRICT
State-Chartered • OAKLAND, California • Est. 1935
Quick Facts
- Charter Number
- #61085
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- OAKLAND, California 94607
- Address
- 375 11TH ST STE 203
- Branches
- 2
- Members
- 2,300
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,300 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UTILITY DISTRICT |
|---|---|
| Total Assets | $33.9M |
| Members | 2,300 |
| Loans Outstanding | $8.1M |
| Shares & Deposits | $30.7M |
| Net Worth | $3.0M |
| Net Worth Ratio | 8.83% |
| Loan-to-Share Ratio | 26.4% |
| Delinquency Rate | 0.24% |
| Net Income | +$293,197 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Utility District Credit Union
Main Office375 11th St STE 203
Oakland, CA 94607
BRANCH OFFICE
2130 ADELINE ST
OAKLAND, CA 94607
Who Can Join UTILITY DISTRICT?
Membership Type: Community
Membership eligibility for UTILITY DISTRICT may vary. Contact the credit union directly to confirm qualification requirements.
Contact UTILITY DISTRICT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. UTILITY DISTRICT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UTILITY DISTRICT has 2,300 members and a potential membership field of 3,500 people.
UTILITY DISTRICT's net worth ratio is 8.83% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.8%, UTILITY DISTRICT meets this threshold.
UTILITY DISTRICT operates 2 branch locations. The main office is located at 375 11th St STE 203, Oakland, CA 94607.
UTILITY DISTRICT was established in 1935. It is a state-chartered credit union chartered under charter number 61085. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UTILITY DISTRICT. All financial data is for informational purposes only.