VALLEY AGRICULTURAL
Federal • SANTA PAULA, California • Est. 1966
Quick Facts
- Charter Number
- #17841
- Type
- Federal
- Established
- 1966
- Headquarters
- SANTA PAULA, California 93060
- Address
- 1141 CUMMINGS RD
- Branches
- 2
- Members
- 556
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
556 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEY AGRICULTURAL |
|---|---|
| Total Assets | $4.8M |
| Members | 556 |
| Loans Outstanding | $2.2M |
| Shares & Deposits | $4.3M |
| Net Worth | $531K |
| Net Worth Ratio | 11.01% |
| Loan-to-Share Ratio | 51.0% |
| Delinquency Rate | 0.10% |
| Net Income | +$36,486 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
VALLEY AGRIGCULTURAL FEDERAL CREDIT UNION
Main Office1141 CUMMINGS RD
SANTA PAULA, CA 93060
Alternative Branch site
27770 Entertainment Dr
Valencia, CA 91355-1092
Who Can Join VALLEY AGRICULTURAL?
Membership Type: Occupational
Membership eligibility for VALLEY AGRICULTURAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEY AGRICULTURAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. VALLEY AGRICULTURAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VALLEY AGRICULTURAL has 556 members and a potential membership field of 1,000 people.
VALLEY AGRICULTURAL's net worth ratio is 11.01% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, VALLEY AGRICULTURAL meets this threshold.
VALLEY AGRICULTURAL operates 2 branch locations. The main office is located at 1141 CUMMINGS RD, SANTA PAULA, CA 93060.
VALLEY AGRICULTURAL was established in 1966. It is a federal credit union chartered under charter number 17841. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VALLEY AGRICULTURAL. All financial data is for informational purposes only.