VAPR
Federal • San Juan, Puerto Rico • Est. 1950
Quick Facts
- Charter Number
- #6918
- Type
- Federal
- Established
- 1950
- Headquarters
- San Juan, Puerto Rico 00933-3017
- Address
- P.O.Box 33017
- Branches
- 3
- ATMs
- 3
- Members
- 20,593
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
20,593 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VAPR |
|---|---|
| Total Assets | $304.9M |
| Members | 20,593 |
| Loans Outstanding | $203.7M |
| Shares & Deposits | $274.2M |
| Net Worth | $33.0M |
| Net Worth Ratio | 10.82% |
| Loan-to-Share Ratio | 74.3% |
| Delinquency Rate | 0.17% |
| Net Income | +$5,613,323 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Federal Building Branch
150 Ave Carlos Chardon
San Juan, PR 00918-1703
VAPR Plaza Branch & Administration Office
Main Office2400 Carretera 177
Guaynabo, PR 00969
Guayama Branch
Street 54
Guayama, PR 00785
Who Can Join VAPR?
Membership Type: Community
Membership eligibility for VAPR may vary. Contact the credit union directly to confirm qualification requirements.
Contact VAPR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Puerto Rico RankingsFrequently Asked Questions
Yes. VAPR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VAPR has 20,593 members and a potential membership field of 25,000 people.
VAPR's net worth ratio is 10.82% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, VAPR meets this threshold.
VAPR operates 3 branch locations and has access to 3 ATMs. The main office is located at 2400 Carretera 177, Guaynabo, PR 00969.
VAPR was established in 1950. It is a federal credit union chartered under charter number 6918. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VAPR. All financial data is for informational purposes only.