VERIDIAN
State-Chartered • Waterloo, Iowa • Est. 1934
Quick Facts
- Charter Number
- #64418
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Waterloo, Iowa 50704-6000
- Address
- PO Box 6000
- Branches
- 32
- ATMs
- 32
- Members
- 367,737
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
367,737 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VERIDIAN |
|---|---|
| Total Assets | $8.6B |
| Members | 367,737 |
| Loans Outstanding | $7.6B |
| Shares & Deposits | $7.1B |
| Net Worth | $985.8M |
| Net Worth Ratio | 11.45% |
| Loan-to-Share Ratio | 106.8% |
| Delinquency Rate | 0.86% |
| Net Income | +$144,491,265 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
32 locations · 32 ATMs
Ansborough Office
Main Office1827 Ansborough Ave
Waterloo, IA 50701
Crossroads Hy-Vee
1422 Flammang Dr
Waterloo, IA 50702
Lafayette
1616 Lafayette St
Waterloo, IA 50703
College Square Hy-Vee
6301 University Ave
Cedar Falls, IA 50613
Cedar Heights
3621 Cedar Heights Dr
Cedar Falls, IA 50613
Who Can Join VERIDIAN?
Membership Type: Community
Membership eligibility for VERIDIAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact VERIDIAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Iowa
Browse all federally insured credit unions in Iowa, ranked by assets, members, and financial health score.
View Iowa RankingsFrequently Asked Questions
Yes. VERIDIAN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VERIDIAN has 367,737 members and a potential membership field of 7,806,215 people.
VERIDIAN's net worth ratio is 11.45% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.4%, VERIDIAN meets this threshold.
VERIDIAN operates 32 branch locations and has access to 32 ATMs. The main office is located at 1827 Ansborough Ave, Waterloo, IA 50701.
VERIDIAN was established in 1934. It is a state-chartered credit union chartered under charter number 64418. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VERIDIAN. All financial data is for informational purposes only.