VERMONT
Federal • So Burlington, Vermont • Est. 1953
Quick Facts
- Charter Number
- #24405
- Type
- Federal
- Established
- 1953
- Headquarters
- So Burlington, Vermont 05407-2147
- Address
- PO Box 2147
- Branches
- 8
- ATMs
- 8
- Members
- 58,974
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
58,974 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VERMONT |
|---|---|
| Total Assets | $1.0B |
| Members | 58,974 |
| Loans Outstanding | $861.8M |
| Shares & Deposits | $900.2M |
| Net Worth | $107.6M |
| Net Worth Ratio | 10.44% |
| Loan-to-Share Ratio | 95.7% |
| Delinquency Rate | 0.45% |
| Net Income | +$11,423,267 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
Burlington Branch
84 Pine St
Burlington, VT 05401-4441
Middlebury Office
1 Court St
Middlebury, VT 05753
St Albans - Old Orchard
55 Old Orchard Rd
Saint Albans, VT 05478-2053
Vergennes Office
100 Panton Rd
Vergennes, VT 05491
Milton
4 Centre Dr
Milton, VT 05468
Who Can Join VERMONT?
Membership Type: Other/Unknown
Membership eligibility for VERMONT may vary. Contact the credit union directly to confirm qualification requirements.
Contact VERMONT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Vermont RankingsFrequently Asked Questions
Yes. VERMONT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VERMONT has 58,974 members and a potential membership field of 623,989 people.
VERMONT's net worth ratio is 10.44% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, VERMONT meets this threshold.
VERMONT operates 8 branch locations and has access to 8 ATMs. The main office is located at 275 Kennedy Dr, South Burlington, VT 05403-6706.
VERMONT was established in 1953. It is a federal credit union chartered under charter number 24405. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VERMONT. All financial data is for informational purposes only.