VISIONS
Federal • ENDICOTT, New York • Est. 1966
Quick Facts
- Charter Number
- #17429
- Type
- Federal
- Established
- 1966
- Headquarters
- ENDICOTT, New York 13760
- Address
- 24 MCKINLEY AVE
- Branches
- 61
- ATMs
- 51
- Members
- 251,872
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
251,872 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VISIONS |
|---|---|
| Total Assets | $5.3B |
| Members | 251,872 |
| Loans Outstanding | $3.5B |
| Shares & Deposits | $4.6B |
| Net Worth | $536.7M |
| Net Worth Ratio | 10.15% |
| Loan-to-Share Ratio | 75.8% |
| Delinquency Rate | 0.68% |
| Net Income | +$39,859,378 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
61 locations · 51 ATMs
Credit Union Center
Main Office3301 Country Club Rd
Endwell, NY 13760-3401
Owego
26 Day Hollow Rd
Owego, NY 13827-5300
University Center
4700 Vestal Pkwy E
Vestal, NY 13850-3797
Syracuse
500 Erie Blvd E
Syracuse, NY 13202-1903
Binghamton East
495 Court St
Binghamton, NY 13904-1801
Who Can Join VISIONS?
Membership Type: Community
Membership eligibility for VISIONS may vary. Contact the credit union directly to confirm qualification requirements.
Contact VISIONS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. VISIONS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VISIONS has 251,872 members and a potential membership field of 4,119,176 people.
VISIONS's net worth ratio is 10.15% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, VISIONS meets this threshold.
VISIONS operates 61 branch locations and has access to 51 ATMs. The main office is located at 3301 Country Club Rd, Endwell, NY 13760-3401.
VISIONS was established in 1966. It is a federal credit union chartered under charter number 17429. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VISIONS. All financial data is for informational purposes only.