VITELCO EMPLOYEES
Federal • Charlotte Amali, Virgin Islands • Est. 1979
Quick Facts
- Charter Number
- #23294
- Type
- Federal
- Established
- 1979
- Headquarters
- Charlotte Amali, Virgin Islands 00803-3920
- Address
- PO Box 303920
- Branches
- 2
- Members
- 334
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
334 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VITELCO EMPLOYEES |
|---|---|
| Total Assets | $1.6M |
| Members | 334 |
| Loans Outstanding | $384K |
| Shares & Deposits | $1.5M |
| Net Worth | $112K |
| Net Worth Ratio | 7.06% |
| Loan-to-Share Ratio | 26.3% |
| Delinquency Rate | 3.98% |
| Net Income | $-60,472 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Vitelco Employees Federal Credit Union
Main Office3082 Kronprindsens Gade
Charlotte Amalie, VI 00802
STX Office
5 Corners Plaza
Christiansted, St. Croix, VI 00820
Who Can Join VITELCO EMPLOYEES?
Membership Type: Community
Membership eligibility for VITELCO EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact VITELCO EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virgin Islands
Browse all federally insured credit unions in Virgin Islands, ranked by assets, members, and financial health score.
View Virgin Islands RankingsFrequently Asked Questions
Yes. VITELCO EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VITELCO EMPLOYEES has 334 members and a potential membership field of 20,000 people.
VITELCO EMPLOYEES's net worth ratio is 7.06% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.1%, VITELCO EMPLOYEES meets this threshold.
VITELCO EMPLOYEES operates 2 branch locations. The main office is located at 3082 Kronprindsens Gade, Charlotte Amalie, VI 00802.
VITELCO EMPLOYEES was established in 1979. It is a federal credit union chartered under charter number 23294. The institution has been serving members for 47 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VITELCO EMPLOYEES. All financial data is for informational purposes only.