W T COMMUNITY
Federal • Cincinnati, Ohio • Est. 1956
Quick Facts
- Charter Number
- #10859
- Type
- Federal
- Established
- 1956
- Headquarters
- Cincinnati, Ohio 45245
- Address
- 755 Ohio Pike
- Branches
- 1
- Members
- 618
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
618 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | W T COMMUNITY |
|---|---|
| Total Assets | $4.8M |
| Members | 618 |
| Loans Outstanding | $2.7M |
| Shares & Deposits | $4.2M |
| Net Worth | $448K |
| Net Worth Ratio | 9.43% |
| Loan-to-Share Ratio | 63.4% |
| Delinquency Rate | 0.06% |
| Net Income | $-18,635 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
WT FEDERAL CREDIT UNION
Main Office755 Ohio Pike
Cincinnati, OH 45245-4122
Who Can Join W T COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for W T COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact W T COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. W T COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, W T COMMUNITY has 618 members and a potential membership field of 42,858 people.
W T COMMUNITY's net worth ratio is 9.43% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.4%, W T COMMUNITY meets this threshold.
W T COMMUNITY operates 1 branch location. The main office is located at 755 Ohio Pike, Cincinnati, OH 45245-4122.
W T COMMUNITY was established in 1956. It is a federal credit union chartered under charter number 10859. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or W T COMMUNITY. All financial data is for informational purposes only.