WATERBURY CONNECTICUT TEACHERS
Federal • WATERBURY, Connecticut • Est. 1934
Quick Facts
- Charter Number
- #22
- Type
- Federal
- Established
- 1934
- Headquarters
- WATERBURY, Connecticut 06722
- Address
- P.O. BOX 2121
- Branches
- 2
- ATMs
- 2
- Members
- 22,072
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
22,072 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WATERBURY CONNECTICUT TEACHERS |
|---|---|
| Total Assets | $354.2M |
| Members | 22,072 |
| Loans Outstanding | $239.4M |
| Shares & Deposits | $292.9M |
| Net Worth | $59.4M |
| Net Worth Ratio | 16.75% |
| Loan-to-Share Ratio | 81.7% |
| Delinquency Rate | 0.34% |
| Net Income | +$5,922,848 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Middlebury - Main
Main Office773 Straits Tpke
Middlebury, CT 06762-2852
Danbury Branch
110 Federal Rd
Danbury, CT 06811-4077
Who Can Join WATERBURY CONNECTICUT TEACHERS?
Membership Type: Community
Membership eligibility for WATERBURY CONNECTICUT TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact WATERBURY CONNECTICUT TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Connecticut RankingsFrequently Asked Questions
Yes. WATERBURY CONNECTICUT TEACHERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WATERBURY CONNECTICUT TEACHERS has 22,072 members and a potential membership field of 25,000 people.
WATERBURY CONNECTICUT TEACHERS's net worth ratio is 16.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.8%, WATERBURY CONNECTICUT TEACHERS meets this threshold.
WATERBURY CONNECTICUT TEACHERS operates 2 branch locations and has access to 2 ATMs. The main office is located at 773 Straits Tpke, Middlebury, CT 06762-2852.
WATERBURY CONNECTICUT TEACHERS was established in 1934. It is a federal credit union chartered under charter number 22. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WATERBURY CONNECTICUT TEACHERS. All financial data is for informational purposes only.