WATERTOWN POSTAL
Federal • WATERTOWN, New York • Est. 1949
Quick Facts
- Charter Number
- #6112
- Type
- Federal
- Established
- 1949
- Headquarters
- WATERTOWN, New York 13601
- Address
- 232 COMMERCE PARK DR, P O BOX 6601
- Branches
- 1
- Members
- 498
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
498 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WATERTOWN POSTAL |
|---|---|
| Total Assets | $5.8M |
| Members | 498 |
| Loans Outstanding | $2.6M |
| Shares & Deposits | $5.0M |
| Net Worth | $774K |
| Net Worth Ratio | 13.39% |
| Loan-to-Share Ratio | 52.7% |
| Delinquency Rate | 0.00% |
| Net Income | +$3,272 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
232 COMMERCE PK DR WATERTOWN NY 13601
Main Office232 COMMERCE PARK DR
WATERTOWN, NY 13601
Who Can Join WATERTOWN POSTAL?
Membership Type: Community
Membership eligibility for WATERTOWN POSTAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact WATERTOWN POSTAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. WATERTOWN POSTAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WATERTOWN POSTAL has 498 members and a potential membership field of 950 people.
WATERTOWN POSTAL's net worth ratio is 13.39% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.4%, WATERTOWN POSTAL meets this threshold.
WATERTOWN POSTAL operates 1 branch location. The main office is located at 232 COMMERCE PARK DR, WATERTOWN, NY 13601.
WATERTOWN POSTAL was established in 1949. It is a federal credit union chartered under charter number 6112. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WATERTOWN POSTAL. All financial data is for informational purposes only.