WAYNE COUNTY COMMUNITY
Federal • Smithville, Ohio • Est. 1966
Quick Facts
- Charter Number
- #17449
- Type
- Federal
- Established
- 1966
- Headquarters
- Smithville, Ohio 44677
- Address
- PO BOX 214
- Branches
- 3
- Members
- 4,373
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
4,373 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WAYNE COUNTY COMMUNITY |
|---|---|
| Total Assets | $53.1M |
| Members | 4,373 |
| Loans Outstanding | $19.3M |
| Shares & Deposits | $47.1M |
| Net Worth | $5.8M |
| Net Worth Ratio | 10.95% |
| Loan-to-Share Ratio | 40.9% |
| Delinquency Rate | 2.55% |
| Net Income | +$561,041 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Wayne County Community FCU
Main Office311 Kaufman Drive
Smithville, OH 44677
Orrville Branch
100 W Market St
Orrville, OH 44667
Valera Shared Branch Network
311 Kaufmann Dr
Smithville, OH 44677
Who Can Join WAYNE COUNTY COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for WAYNE COUNTY COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact WAYNE COUNTY COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. WAYNE COUNTY COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WAYNE COUNTY COMMUNITY has 4,373 members and a potential membership field of 89,107 people.
WAYNE COUNTY COMMUNITY's net worth ratio is 10.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.9%, WAYNE COUNTY COMMUNITY meets this threshold.
WAYNE COUNTY COMMUNITY operates 3 branch locations. The main office is located at 311 Kaufman Drive, Smithville, OH 44677.
WAYNE COUNTY COMMUNITY was established in 1966. It is a federal credit union chartered under charter number 17449. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WAYNE COUNTY COMMUNITY. All financial data is for informational purposes only.