WEBSTER FIRST
Federal • Worcester, Massachusetts • Est. 1934
Quick Facts
- Charter Number
- #24557
- Type
- Federal
- Established
- 1934
- Headquarters
- Worcester, Massachusetts 01607-1733
- Address
- 271 Greenwood St, P O Box 70505
- Branches
- 16
- ATMs
- 13
- Members
- 84,649
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
84,649 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WEBSTER FIRST |
|---|---|
| Total Assets | $1.5B |
| Members | 84,649 |
| Loans Outstanding | $1.3B |
| Shares & Deposits | $1.0B |
| Net Worth | $287.0M |
| Net Worth Ratio | 19.31% |
| Loan-to-Share Ratio | 121.9% |
| Delinquency Rate | 0.55% |
| Net Income | +$25,218,424 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
16 locations · 13 ATMs
Operations Center
Main Office271 Greenwood St
Worcester, MA 01607
Vital Records
282 Main St
Douglas, MA 01516-2177
Webster
41 E Main St
Webster, MA 01570-2346
Douglas
282 Main St
Douglas, MA 01516-2177
Dudley
16 Airport Rd
Dudley, MA 01571-5947
Who Can Join WEBSTER FIRST?
Membership Type: Other/Unknown
Membership eligibility for WEBSTER FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact WEBSTER FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. WEBSTER FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WEBSTER FIRST has 84,649 members and a potential membership field of 4,167,286 people.
WEBSTER FIRST's net worth ratio is 19.31% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.3%, WEBSTER FIRST meets this threshold.
WEBSTER FIRST operates 16 branch locations and has access to 13 ATMs. The main office is located at 271 Greenwood St, Worcester, MA 01607.
WEBSTER FIRST was established in 1934. It is a federal credit union chartered under charter number 24557. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WEBSTER FIRST. All financial data is for informational purposes only.