WELLSPRING
Federal • Bridge City, Texas • Est. 1958
Quick Facts
- Charter Number
- #12181
- Type
- Federal
- Established
- 1958
- Headquarters
- Bridge City, Texas 77611
- Address
- 150 East Roundbunch Road
- Branches
- 4
- ATMs
- 3
- Members
- 8,316
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
8,316 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WELLSPRING |
|---|---|
| Total Assets | $91.5M |
| Members | 8,316 |
| Loans Outstanding | $68.0M |
| Shares & Deposits | $82.9M |
| Net Worth | $7.0M |
| Net Worth Ratio | 7.66% |
| Loan-to-Share Ratio | 82.0% |
| Delinquency Rate | 0.89% |
| Net Income | +$1,433,317 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
Bridge City Branch
Main Office150 E Round Bunch Rd
Bridge City, TX 77611-3720
Orange Branch
2101 MacArthur Dr
West Orange, TX 77630-4809
Mauriceville Branch
150 E Round Bunch Rd
bridge city, TX 77611
Beaumont Branch
3805 W Cardinal Dr
Beaumont, TX 77705-4411
Who Can Join WELLSPRING?
Membership Type: Other/Unknown
Membership eligibility for WELLSPRING may vary. Contact the credit union directly to confirm qualification requirements.
Contact WELLSPRING directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. WELLSPRING is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WELLSPRING has 8,316 members and a potential membership field of 70,000 people.
WELLSPRING's net worth ratio is 7.66% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.7%, WELLSPRING meets this threshold.
WELLSPRING operates 4 branch locations and has access to 3 ATMs. The main office is located at 150 E Round Bunch Rd, Bridge City, TX 77611-3720.
WELLSPRING was established in 1958. It is a federal credit union chartered under charter number 12181. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WELLSPRING. All financial data is for informational purposes only.