WES
State-Chartered • Willoughby, Ohio • Est. 1954
Quick Facts
- Charter Number
- #61233
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Willoughby, Ohio 44094-6105
- Address
- 38024 2nd St
- Branches
- 1
- Members
- 1,509
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,509 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WES |
|---|---|
| Total Assets | $13.9M |
| Members | 1,509 |
| Loans Outstanding | $3.4M |
| Shares & Deposits | $12.4M |
| Net Worth | $1.4M |
| Net Worth Ratio | 9.96% |
| Loan-to-Share Ratio | 27.0% |
| Delinquency Rate | 1.14% |
| Net Income | +$133,417 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office38024 2nd St
Willoughby, OH 44094-6105
Who Can Join WES?
Membership Type: Community
Membership eligibility for WES may vary. Contact the credit union directly to confirm qualification requirements.
Contact WES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. WES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WES has 1,509 members and a potential membership field of 3,050 people.
WES's net worth ratio is 9.96% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, WES meets this threshold.
WES operates 1 branch location. The main office is located at 38024 2nd St, Willoughby, OH 44094-6105.
WES was established in 1954. It is a state-chartered credit union chartered under charter number 61233. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WES. All financial data is for informational purposes only.