WEST TEXAS
State-Chartered • Odessa, Texas • Est. 1953
Quick Facts
- Charter Number
- #67592
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Odessa, Texas 79765
- Address
- 4301 Mission Blvd
- Branches
- 3
- ATMs
- 1
- Members
- 5,081
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
5,081 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WEST TEXAS |
|---|---|
| Total Assets | $65.5M |
| Members | 5,081 |
| Loans Outstanding | $38.9M |
| Shares & Deposits | $58.3M |
| Net Worth | $6.5M |
| Net Worth Ratio | 9.92% |
| Loan-to-Share Ratio | 66.7% |
| Delinquency Rate | 0.95% |
| Net Income | +$269,534 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Lee St. Office
1001 N Lee Ave
Odessa, TX 79761-3948
52nd St. Office
4440 E 52nd St
Odessa, TX 79762-4826
Mission Headquarters
Main Office4301 Mission Blvd
Odessa, TX 79765
Who Can Join WEST TEXAS?
Membership Type: Community
Membership eligibility for WEST TEXAS may vary. Contact the credit union directly to confirm qualification requirements.
Contact WEST TEXAS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. WEST TEXAS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WEST TEXAS has 5,081 members and a potential membership field of 138,000 people.
WEST TEXAS's net worth ratio is 9.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, WEST TEXAS meets this threshold.
WEST TEXAS operates 3 branch locations and has access to 1 ATMs. The main office is located at 4301 Mission Blvd, Odessa, TX 79765.
WEST TEXAS was established in 1953. It is a state-chartered credit union chartered under charter number 67592. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WEST TEXAS. All financial data is for informational purposes only.