WESTEX
Federal • Lubbock, Texas • Est. 1946
Quick Facts
- Charter Number
- #5373
- Type
- Federal
- Established
- 1946
- Headquarters
- Lubbock, Texas 79401
- Address
- 901 Avenue Q
- Branches
- 3
- ATMs
- 1
- Members
- 6,788
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
6,788 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WESTEX |
|---|---|
| Total Assets | $86.2M |
| Members | 6,788 |
| Loans Outstanding | $21.6M |
| Shares & Deposits | $77.0M |
| Net Worth | $8.2M |
| Net Worth Ratio | 9.49% |
| Loan-to-Share Ratio | 28.0% |
| Delinquency Rate | 1.93% |
| Net Income | +$376,357 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
WesTex Federal Credit Union
Main Office901 Avenue Q
Lubbock, TX 79401
WesTex Federal Credit Union
7802 Indiana Ave
Lubbock, TX 79423
WesTex Federal Credit Union
121 W 7th St
Plainview, TX 79072-8011
Who Can Join WESTEX?
Membership Type: Other/Unknown
Membership eligibility for WESTEX may vary. Contact the credit union directly to confirm qualification requirements.
Contact WESTEX directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. WESTEX is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WESTEX has 6,788 members and a potential membership field of 326,560 people.
WESTEX's net worth ratio is 9.49% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, WESTEX meets this threshold.
WESTEX operates 3 branch locations and has access to 1 ATMs. The main office is located at 901 Avenue Q, Lubbock, TX 79401.
WESTEX was established in 1946. It is a federal credit union chartered under charter number 5373. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WESTEX. All financial data is for informational purposes only.