WHITEWATER COMMUNITY
State-Chartered • harrison, Ohio • Est. 1954
Quick Facts
- Charter Number
- #61760
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- harrison, Ohio 45030
- Address
- 1157 harrison ave
- Branches
- 2
- ATMs
- 1
- Members
- 1,616
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,616 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WHITEWATER COMMUNITY |
|---|---|
| Total Assets | $11.6M |
| Members | 1,616 |
| Loans Outstanding | $8.2M |
| Shares & Deposits | $10.4M |
| Net Worth | $1.2M |
| Net Worth Ratio | 10.06% |
| Loan-to-Share Ratio | 78.7% |
| Delinquency Rate | 0.00% |
| Net Income | +$95,131 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Main
Main Office1157 Harrison Ave
harrison, OH 45030
disaster recovery site
1003 Harrison Ave
Harrison, OH 45030
Who Can Join WHITEWATER COMMUNITY?
Membership Type: Community
Membership eligibility for WHITEWATER COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact WHITEWATER COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. WHITEWATER COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WHITEWATER COMMUNITY has 1,616 members and a potential membership field of 13,666 people.
WHITEWATER COMMUNITY's net worth ratio is 10.06% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.1%, WHITEWATER COMMUNITY meets this threshold.
WHITEWATER COMMUNITY operates 2 branch locations and has access to 1 ATMs. The main office is located at 1157 Harrison Ave, harrison, OH 45030.
WHITEWATER COMMUNITY was established in 1954. It is a state-chartered credit union chartered under charter number 61760. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WHITEWATER COMMUNITY. All financial data is for informational purposes only.