WICHITA FALLS
Federal • Wichita Falls, Texas • Est. 1949
Quick Facts
- Charter Number
- #6317
- Type
- Federal
- Established
- 1949
- Headquarters
- Wichita Falls, Texas 76308
- Address
- 3410 McNiel Ave
- Branches
- 2
- ATMs
- 4
- Members
- 2,757
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,757 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WICHITA FALLS |
|---|---|
| Total Assets | $33.1M |
| Members | 2,757 |
| Loans Outstanding | $20.6M |
| Shares & Deposits | $28.8M |
| Net Worth | $4.1M |
| Net Worth Ratio | 12.44% |
| Loan-to-Share Ratio | 71.5% |
| Delinquency Rate | 0.35% |
| Net Income | +$430,388 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 4 ATMs
WFFCU - Seymour
2100 Seymour Hwy
Wichita Falls, TX 76301
WFFCU - McNiel
Main Office3410 McNiel Ave
Wichita Falls, TX 76308
Who Can Join WICHITA FALLS?
Membership Type: Community
Membership eligibility for WICHITA FALLS may vary. Contact the credit union directly to confirm qualification requirements.
Contact WICHITA FALLS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. WICHITA FALLS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WICHITA FALLS has 2,757 members and a potential membership field of 3,875 people.
WICHITA FALLS's net worth ratio is 12.44% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.4%, WICHITA FALLS meets this threshold.
WICHITA FALLS operates 2 branch locations and has access to 4 ATMs. The main office is located at 3410 McNiel Ave, Wichita Falls, TX 76308.
WICHITA FALLS was established in 1949. It is a federal credit union chartered under charter number 6317. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WICHITA FALLS. All financial data is for informational purposes only.