WORKERS
Federal • Littleton, Massachusetts • Est. 1914
Quick Facts
- Charter Number
- #24923
- Type
- Federal
- Established
- 1914
- Headquarters
- Littleton, Massachusetts 01460-1274
- Address
- 119 Russell St
- Branches
- 13
- ATMs
- 11
- Members
- 119,582
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
119,582 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WORKERS |
|---|---|
| Total Assets | $2.5B |
| Members | 119,582 |
| Loans Outstanding | $1.9B |
| Shares & Deposits | $1.8B |
| Net Worth | $252.9M |
| Net Worth Ratio | 10.17% |
| Loan-to-Share Ratio | 105.5% |
| Delinquency Rate | 1.21% |
| Net Income | $-164,232 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 11 ATMs
Fitchburg Office
815 Main St
Fitchburg, MA 01420
Gardner
171 Main St
Gardner, MA 01440
Orange Office
32 New Athol Rd
Orange, MA 01364
Lancaster Office
145 Main St
Lancaster, MA 01523
Lunenburg Office
603 Massachusetts Ave
Lunenburg, MA 01462
Who Can Join WORKERS?
Membership Type: Occupational
Membership eligibility for WORKERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact WORKERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. WORKERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WORKERS has 119,582 members and a potential membership field of 2,494,113 people.
WORKERS's net worth ratio is 10.17% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, WORKERS meets this threshold.
WORKERS operates 13 branch locations and has access to 11 ATMs. The main office is located at 119 Russell St, Littleton, MA 01460.
WORKERS was established in 1914. It is a federal credit union chartered under charter number 24923. The institution has been serving members for 112 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WORKERS. All financial data is for informational purposes only.