YOUR CHOICE
Federal • ALTOONA, Pennsylvania • Est. 1957
Quick Facts
- Charter Number
- #11972
- Type
- Federal
- Established
- 1957
- Headquarters
- ALTOONA, Pennsylvania 16602
- Address
- 109 KEYSTONE ST
- Branches
- 2
- Members
- 1,440
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,440 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | YOUR CHOICE |
|---|---|
| Total Assets | $13.2M |
| Members | 1,440 |
| Loans Outstanding | $3.0M |
| Shares & Deposits | $11.5M |
| Net Worth | $1.7M |
| Net Worth Ratio | 12.72% |
| Loan-to-Share Ratio | 26.6% |
| Delinquency Rate | 0.33% |
| Net Income | +$59,171 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
CompuSource
110 John Muir Dr
Amherst, NY 14228-1148
Main Office
Main Office109 Keystone St
Altoona, PA 16602
Who Can Join YOUR CHOICE?
Membership Type: Community
Membership eligibility for YOUR CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact YOUR CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. YOUR CHOICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, YOUR CHOICE has 1,440 members and a potential membership field of 2,500 people.
YOUR CHOICE's net worth ratio is 12.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.7%, YOUR CHOICE meets this threshold.
YOUR CHOICE operates 2 branch locations. The main office is located at 109 Keystone St, Altoona, PA 16602.
YOUR CHOICE was established in 1957. It is a federal credit union chartered under charter number 11972. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or YOUR CHOICE. All financial data is for informational purposes only.