Credit Union Rankings in Minnesota

Top credit unions in Minnesota by assets, members, and financial health — NCUA Q4 2025 data.

Top Credit Unions in Minnesota by Assets

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Health
#1	WINGS FINANCIAL	$9.3B	A+
#2	TRUSTONE FINANCIAL	$6.0B	A+
#3	AFFINITY PLUS	$4.9B	A
#4	BLAZE	$4.6B	A
#5	MAGNIFI FINANCIAL	$2.6B	A+
#6	MAYO EMPLOYEES	$1.5B	A+
#7	MEMBERS COOPERATIVE	$1.2B	B+
#8	CITY & COUNTY	$1.2B	A+
#9	TOPLINE FINANCIAL	$1.1B	A
#10	IDEAL	$1.1B	A+
#11	MID MINNESOTA	$815.1M	A
#12	SOUTHPOINT FINANCIAL	$609.9M	A+
#13	MINNCO	$601.8M	A
#14	ST. CLOUD FINANCIAL	$430.0M	B+
#15	CO-OP CREDIT UNION OF MONTEVIDEO	$400.1M	B
#16	TRUSTAR	$365.6M	A+
#17	SHAREPOINT	$362.9M	A+
#18	MY	$357.0M	B+
#19	CENTRICITY	$321.9M	A+
#20	MINNESOTA VALLEY	$319.6M	A+
#21	FIRST ALLIANCE	$301.0M	B+
#22	HOME TOWN	$286.2M	A+
#23	GREATER COMMUNITY	$284.9M	A+
#24	NORTH SHORE	$282.4M	A+
#25	ST. PAUL	$258.6M	A+
#26	NOVATION	$241.8M	A+
#27	BUILDING TRADES	$239.8M	A+
#28	EXPEDITION	$220.3M	A+
#29	ACCENTRA	$209.8M	B
#30	RED WING	$205.0M	A+
#31	SOUTH METRO	$181.7M	A
#32	NORTHWOODS	$174.0M	A
#33	HEARTLAND	$173.9M	A
#34	ASSOCIATED HEALTHCARE	$171.0M	A+
#35	MINNESOTA POWER EMPLOYEES	$158.9M	A+
#36	HARBOR POINTE	$152.4M	A+
#37	LEADING EDGE	$138.8M	A
#38	BRAINERD B. N.	$122.6M	A+
#39	NORTHERN COMMUNITIES	$119.9M	B+
#40	TWO HARBORS	$117.4M	A+
#41	CROW WING POWER	$116.6M	A
#42	NORTHRIDGE COMMUNITY	$114.3M	C
#43	NORTH STAR	$112.1M	A
#44	HIBBING COOPERATIVE	$106.5M	A
#45	SMW FINANCIAL	$90.8M	A+
#46	ELY AREA	$73.2M	A+
#47	EMBARRASS VERMILLION	$66.0M	A
#48	UNITED EMPLOYEES	$64.7M	A+
#49	FEDERATED EMPLOYEES	$62.9M	A+
#50	SHARE ADVANTAGE	$56.4M	A
#51	NORTH MEMORIAL	$50.5M	A+
#52	PIPEFITTERS-STEAMFITTERS	$50.5M	A+
#53	WAKOTA	$45.2M	B+
#54	CARPENTERS	$44.2M	A+
#55	VIRGINIA COOP	$43.1M	A+
#56	TORO EMPLOYEES	$41.3M	A+
#57	WEST METRO SCHOOLS	$41.0M	B
#58	MINNESOTA CATHOLIC	$37.6M	A+
#59	NSP	$36.3M	A+
#60	CATHOLIC UNITED FINANCIAL	$34.3M	A+
#61	DEER RIVER COOPERATIVE	$30.2M	A+
#62	TRADES & LABOR	$22.0M	B+
#63	FARM CREDIT EMPLOYEES	$18.6M	A+
#64	TEAMSTERS	$13.8M	A
#65	MOWER COUNTY EMPLOYEES	$13.4M	A+
#66	METROPOLITAN SERVICES	$11.8M	A+
#67	AUSTIN CITY EMPLOYEES	$11.4M	A+
#68	ALEXANDRIA SCHOOLS EMPLOYEES	$9.2M	A+
#69	FIRST PACE	$9.0M	A+
#70	ELECTRIC MACHINERY EMPLOYEES	$8.5M	A
#71	DULUTH POLICE DEPARTMENT EMPLOYEES	$7.8M	A+
#72	RIVERVIEW	$7.8M	A+
#73	DULUTH FIRE DEPARTMENT	$7.4M	A+
#74	RED LAKE CO OP	$6.9M	A+
#75	MOWER COUNTY CATHOLIC PARISHES	$6.6M	B
#76	LATVIAN	$5.8M	A+
#77	ZIEGLER	$4.4M	A+
#78	FAIRMONT SCHOOL EMPLOYEES	$4.0M	B
#79	TRANSIT OPERATIONS	$3.9M	F
#80	DANFOSS EMPLOYEES	$2.0M	F
#81	ARISE COMMUNITY	$1.0M	A+
#82	TRIBE	$948K	A+

Top Credit Unions in Minnesota by Members

Ranked by total member count — Q4 2025

Rank	Name	Members	Health
#1	WINGS FINANCIAL	385K	A+
#2	AFFINITY PLUS	295K	A
#3	BLAZE	254K	A
#4	TRUSTONE FINANCIAL	220K	A+
#5	MAGNIFI FINANCIAL	85K	A+
#6	MAYO EMPLOYEES	75K	A+
#7	TOPLINE FINANCIAL	70K	A
#8	MID MINNESOTA	67K	A
#9	CITY & COUNTY	62K	A+
#10	MEMBERS COOPERATIVE	59K	B+
#11	IDEAL	49K	A+
#12	MINNCO	37K	A
#13	SOUTHPOINT FINANCIAL	34K	A+
#14	ST. CLOUD FINANCIAL	28K	B+
#15	HOME TOWN	26K	A+
#16	MY	23K	B+
#17	CENTRICITY	22K	A+
#18	FIRST ALLIANCE	21K	B+
#19	SHAREPOINT	21K	A+
#20	TRUSTAR	19K	A+
#21	BUILDING TRADES	19K	A+
#22	MINNESOTA VALLEY	18K	A+
#23	CO-OP CREDIT UNION OF MONTEVIDEO	18K	B
#24	ACCENTRA	17K	B
#25	CARPENTERS	16K	A+
#26	ST. PAUL	15K	A+
#27	NOVATION	14K	A+
#28	EXPEDITION	14K	A+
#29	NORTH SHORE	14K	A+
#30	ASSOCIATED HEALTHCARE	12K	A+
#31	LEADING EDGE	12K	A
#32	NORTHWOODS	12K	A
#33	HEARTLAND	11K	A
#34	RED WING	9,714	A+
#35	GREATER COMMUNITY	8,605	A+
#36	HIBBING COOPERATIVE	8,080	A
#37	HARBOR POINTE	8,014	A+
#38	NORTHRIDGE COMMUNITY	7,608	C
#39	NORTHERN COMMUNITIES	6,879	B+
#40	BRAINERD B. N.	6,688	A+
#41	NORTH STAR	6,037	A
#42	FEDERATED EMPLOYEES	4,950	A+
#43	SOUTH METRO	4,931	A
#44	MINNESOTA POWER EMPLOYEES	4,885	A+
#45	EMBARRASS VERMILLION	4,855	A
#46	SMW FINANCIAL	4,609	A+
#47	ELY AREA	4,605	A+
#48	CROW WING POWER	4,573	A
#49	NORTH MEMORIAL	4,529	A+
#50	TWO HARBORS	4,301	A+
#51	UNITED EMPLOYEES	3,993	A+
#52	PIPEFITTERS-STEAMFITTERS	3,744	A+
#53	WAKOTA	3,724	B+
#54	SHARE ADVANTAGE	3,455	A
#55	MINNESOTA CATHOLIC	3,042	A+
#56	TORO EMPLOYEES	2,958	A+
#57	CATHOLIC UNITED FINANCIAL	2,955	A+
#58	VIRGINIA COOP	2,814	A+
#59	NSP	2,707	A+
#60	WEST METRO SCHOOLS	2,614	B
#61	TRADES & LABOR	2,184	B+
#62	DEER RIVER COOPERATIVE	1,992	A+
#63	TEAMSTERS	1,819	A
#64	RED LAKE CO OP	1,440	A+
#65	FARM CREDIT EMPLOYEES	1,415	A+
#66	ALEXANDRIA SCHOOLS EMPLOYEES	1,109	A+
#67	MOWER COUNTY CATHOLIC PARISHES	1,012	B
#68	METROPOLITAN SERVICES	948	A+
#69	FIRST PACE	904	A+
#70	MOWER COUNTY EMPLOYEES	799	A+
#71	AUSTIN CITY EMPLOYEES	774	A+
#72	ELECTRIC MACHINERY EMPLOYEES	756	A
#73	LATVIAN	732	A+
#74	DULUTH POLICE DEPARTMENT EMPLOYEES	692	A+
#75	ZIEGLER	690	A+
#76	TRANSIT OPERATIONS	641	F
#77	FAIRMONT SCHOOL EMPLOYEES	532	B
#78	RIVERVIEW	441	A+
#79	DULUTH FIRE DEPARTMENT	367	A+
#80	DANFOSS EMPLOYEES	350	F
#81	ARISE COMMUNITY	80	A+
#82	TRIBE	26	A+

Healthiest Credit Unions in Minnesota

Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.

Rank	Name	Net Worth Ratio	Total Assets
#1	ARISE COMMUNITY	96.7%	$1.0M
#2	TRIBE	66.0%	$948K
#3	ZIEGLER	25.8%	$4.4M
#4	ELECTRIC MACHINERY EMPLOYEES	24.6%	$8.5M
#5	DULUTH POLICE DEPARTMENT EMPLOYEES	22.2%	$7.8M
#6	GREATER COMMUNITY	20.7%	$284.9M
#7	NSP	20.5%	$36.3M
#8	MOWER COUNTY CATHOLIC PARISHES	18.8%	$6.6M
#9	FIRST PACE	18.6%	$9.0M
#10	WEST METRO SCHOOLS	18.6%	$41.0M
#11	HIBBING COOPERATIVE	18.4%	$106.5M
#12	AUSTIN CITY EMPLOYEES	18.4%	$11.4M
#13	DULUTH FIRE DEPARTMENT	17.8%	$7.4M
#14	TRANSIT OPERATIONS	17.6%	$3.9M
#15	RIVERVIEW	16.4%	$7.8M
#16	ELY AREA	15.9%	$73.2M
#17	CO-OP CREDIT UNION OF MONTEVIDEO	15.7%	$400.1M
#18	EMBARRASS VERMILLION	15.7%	$66.0M
#19	CARPENTERS	15.5%	$44.2M
#20	TRADES & LABOR	15.2%	$22.0M
#21	TRUSTAR	15.2%	$365.6M
#22	ALEXANDRIA SCHOOLS EMPLOYEES	14.6%	$9.2M
#23	MAYO EMPLOYEES	14.4%	$1.5B
#24	MINNESOTA POWER EMPLOYEES	14.3%	$158.9M
#25	TWO HARBORS	14.2%	$117.4M
#26	TORO EMPLOYEES	13.9%	$41.3M
#27	DANFOSS EMPLOYEES	13.8%	$2.0M
#28	UNITED EMPLOYEES	13.7%	$64.7M
#29	CENTRICITY	13.7%	$321.9M
#30	FEDERATED EMPLOYEES	13.6%	$62.9M
#31	HARBOR POINTE	13.4%	$152.4M
#32	ASSOCIATED HEALTHCARE	13.4%	$171.0M
#33	SHARE ADVANTAGE	13.3%	$56.4M
#34	PIPEFITTERS-STEAMFITTERS	13.2%	$50.5M
#35	RED LAKE CO OP	13.0%	$6.9M
#36	MOWER COUNTY EMPLOYEES	12.9%	$13.4M
#37	WINGS FINANCIAL	12.6%	$9.3B
#38	NORTH SHORE	12.6%	$282.4M
#39	MINNESOTA CATHOLIC	12.4%	$37.6M
#40	ST. PAUL	12.4%	$258.6M
#41	NORTHRIDGE COMMUNITY	12.3%	$114.3M
#42	RED WING	12.1%	$205.0M
#43	CITY & COUNTY	11.8%	$1.2B
#44	SHAREPOINT	11.4%	$362.9M
#45	NORTH MEMORIAL	11.4%	$50.5M
#46	MINNESOTA VALLEY	11.3%	$319.6M
#47	MAGNIFI FINANCIAL	11.2%	$2.6B
#48	VIRGINIA COOP	11.0%	$43.1M
#49	BRAINERD B. N.	11.0%	$122.6M
#50	NORTHERN COMMUNITIES	10.9%	$119.9M
#51	FAIRMONT SCHOOL EMPLOYEES	10.9%	$4.0M
#52	SMW FINANCIAL	10.9%	$90.8M
#53	LATVIAN	10.8%	$5.8M
#54	BUILDING TRADES	10.8%	$239.8M
#55	FIRST ALLIANCE	10.8%	$301.0M
#56	FARM CREDIT EMPLOYEES	10.8%	$18.6M
#57	SOUTHPOINT FINANCIAL	10.8%	$609.9M
#58	NOVATION	10.7%	$241.8M
#59	TRUSTONE FINANCIAL	10.7%	$6.0B
#60	DEER RIVER COOPERATIVE	10.5%	$30.2M
#61	IDEAL	10.4%	$1.1B
#62	CATHOLIC UNITED FINANCIAL	10.4%	$34.3M
#63	ACCENTRA	10.3%	$209.8M
#64	HOME TOWN	10.3%	$286.2M
#65	WAKOTA	10.3%	$45.2M
#66	METROPOLITAN SERVICES	10.2%	$11.8M
#67	MEMBERS COOPERATIVE	10.2%	$1.2B
#68	EXPEDITION	10.1%	$220.3M
#69	TOPLINE FINANCIAL	9.9%	$1.1B
#70	HEARTLAND	9.9%	$173.9M
#71	CROW WING POWER	9.7%	$116.6M
#72	MY	9.7%	$357.0M
#73	MINNCO	9.5%	$601.8M
#74	NORTHWOODS	9.3%	$174.0M
#75	MID MINNESOTA	9.2%	$815.1M
#76	TEAMSTERS	9.1%	$13.8M
#77	LEADING EDGE	9.1%	$138.8M
#78	NORTH STAR	8.9%	$112.1M
#79	BLAZE	8.8%	$4.6B
#80	AFFINITY PLUS	8.5%	$4.9B
#81	SOUTH METRO	8.2%	$181.7M
#82	ST. CLOUD FINANCIAL	7.6%	$430.0M

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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.