Credit Union Rankings in North Carolina

Top credit unions in North Carolina by assets, members, and financial health — NCUA Q4 2025 data.

Top Credit Unions in North Carolina by Assets

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Health
#1	STATE EMPLOYEES'	$58.1B	B
#2	COASTAL	$6.0B	A
#3	TRULIANT	$5.4B	A+
#4	CIVIC	$3.3B	F
#5	ALLEGACY	$2.5B	A
#6	SELF-HELP	$2.4B	A+
#7	SELF-HELP	$2.2B	B+
#8	SKYLA	$1.6B	A
#9	MARINE	$1.1B	B+
#10	LATINO COMMUNITY	$1.0B	B
#11	FORT BRAGG	$665.8M	A+
#12	CHAMPION	$554.8M	A+
#13	CAROLINAS TELCO	$507.2M	A+
#14	MEMBERS	$460.5M	A
#15	TELCO COMMUNITY CREDIT UNION	$415.3M	A
#16	PIEDMONT ADVANTAGE CREDIT UNION	$387.2M	A
#17	MOUNTAIN	$365.9M	A+
#18	SUMMIT	$360.3M	A+
#19	FIRST FLIGHT	$271.7M	A
#20	DUKE UNIVERSITY	$202.3M	A
#21	R T P	$141.9M	B+
#22	BRAGG MUTUAL	$127.4M	A
#23	NOVA	$120.7M	A+
#24	WEYCO COMMUNITY	$111.1M	C
#25	AMERICAN PARTNERS	$107.8M	A
#26	NORTH CAROLINA COMMUNITY	$100.5M	A+
#27	WNC COMMUNITY CU	$95.1M	A+
#28	WELCOME	$90.5M	B+
#29	CAROLINA	$83.8M	A+
#30	REVITY	$81.1M	B+
#31	ELECTEL COOPERATIVE	$65.3M	A+
#32	LION'S SHARE	$60.8M	F
#33	VISION FINANCIAL	$59.2M	A+
#34	ACCLAIM	$58.0M	A+
#35	CHARLOTTE FIRE DEPARTMENT	$53.7M	A
#36	TELCO	$53.6M	B
#37	HEALTHSHARE	$49.2M	A+
#38	CAROLINA COOPERATIVE	$48.0M	A
#39	MCDOWELL CORNERSTONE	$37.5M	A+
#40	SHUFORD	$36.7M	A
#41	OTEEN V. A.	$33.5M	A+
#42	FIRST CAROLINA PEOPLE'S	$33.5M	D
#43	BLUE FLAME	$29.9M	A+
#44	CS	$29.7M	A+
#45	EMERGENCY RESPONDERS	$29.0M	B+
#46	GREENSBORO	$16.4M	C
#47	LITHIUM	$16.0M	B
#48	TCP	$15.5M	A
#49	GREATER KINSTON	$14.3M	B
#50	INTERNAL REVENUE EMPLOYEES	$12.4M	A+
#51	NORTH CAROLINA PRESS ASSOCIATION	$11.1M	C
#52	GUCO	$9.8M	A+
#53	ALLVAC SAVINGS AND	$8.4M	A+
#54	ARCADE	$8.1M	A+
#55	HSM	$5.7M	A+
#56	TEXAS GULF CAROLINA EMP	$1.2M	C
#57	MOUNT VERNON BAPTIST CHURCH	$145K	F

Top Credit Unions in North Carolina by Members

Ranked by total member count — Q4 2025

Rank	Name	Members	Health
#1	STATE EMPLOYEES'	3.0M	B
#2	CIVIC	356K	F
#3	COASTAL	343K	A
#4	TRULIANT	334K	A+
#5	ALLEGACY	183K	A
#6	SELF-HELP	146K	A+
#7	LATINO COMMUNITY	127K	B
#8	SKYLA	113K	A
#9	SELF-HELP	100K	B+
#10	MARINE	78K	B+
#11	MEMBERS	48K	A
#12	SUMMIT	37K	A+
#13	CHAMPION	36K	A+
#14	FORT BRAGG	36K	A+
#15	TELCO COMMUNITY CREDIT UNION	35K	A
#16	CAROLINAS TELCO	32K	A+
#17	MOUNTAIN	31K	A+
#18	PIEDMONT ADVANTAGE CREDIT UNION	28K	A
#19	FIRST FLIGHT	20K	A
#20	DUKE UNIVERSITY	16K	A
#21	LION'S SHARE	12K	F
#22	AMERICAN PARTNERS	11K	A
#23	NOVA	11K	A+
#24	BRAGG MUTUAL	9,600	A
#25	R T P	9,439	B+
#26	CAROLINA COOPERATIVE	8,691	A
#27	ELECTEL COOPERATIVE	7,465	A+
#28	CAROLINA	7,386	A+
#29	TELCO	6,538	B
#30	WELCOME	6,520	B+
#31	VISION FINANCIAL	6,087	A+
#32	REVITY	5,884	B+
#33	NORTH CAROLINA COMMUNITY	5,835	A+
#34	HEALTHSHARE	5,768	A+
#35	WEYCO COMMUNITY	5,667	C
#36	ACCLAIM	5,016	A+
#37	SHUFORD	4,369	A
#38	WNC COMMUNITY CU	4,003	A+
#39	GREATER KINSTON	3,829	B
#40	EMERGENCY RESPONDERS	3,380	B+
#41	CHARLOTTE FIRE DEPARTMENT	3,007	A
#42	BLUE FLAME	2,971	A+
#43	CS	2,832	A+
#44	MCDOWELL CORNERSTONE	2,670	A+
#45	FIRST CAROLINA PEOPLE'S	2,232	D
#46	HSM	2,160	A+
#47	TCP	2,148	A
#48	OTEEN V. A.	2,092	A+
#49	LITHIUM	1,597	B
#50	GREENSBORO	1,459	C
#51	ALLVAC SAVINGS AND	1,414	A+
#52	GUCO	1,391	A+
#53	NORTH CAROLINA PRESS ASSOCIATION	1,301	C
#54	ARCADE	769	A+
#55	INTERNAL REVENUE EMPLOYEES	724	A+
#56	TEXAS GULF CAROLINA EMP	391	C
#57	MOUNT VERNON BAPTIST CHURCH	280	F

Healthiest Credit Unions in North Carolina

Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.

Rank	Name	Net Worth Ratio	Total Assets
#1	MOUNT VERNON BAPTIST CHURCH	36.4%	$145K
#2	TEXAS GULF CAROLINA EMP	35.6%	$1.2M
#3	GREENSBORO	32.8%	$16.4M
#4	INTERNAL REVENUE EMPLOYEES	28.8%	$12.4M
#5	SELF-HELP	26.1%	$2.4B
#6	SELF-HELP	24.0%	$2.2B
#7	LATINO COMMUNITY	23.7%	$1.0B
#8	NORTH CAROLINA PRESS ASSOCIATION	19.4%	$11.1M
#9	ALLVAC SAVINGS AND	19.2%	$8.4M
#10	CS	18.9%	$29.7M
#11	GUCO	18.4%	$9.8M
#12	MCDOWELL CORNERSTONE	17.4%	$37.5M
#13	TCP	17.4%	$15.5M
#14	NOVA	17.1%	$120.7M
#15	WNC COMMUNITY CU	16.8%	$95.1M
#16	VISION FINANCIAL	16.3%	$59.2M
#17	SUMMIT	15.4%	$360.3M
#18	MEMBERS	14.8%	$460.5M
#19	CAROLINAS TELCO	14.8%	$507.2M
#20	CHARLOTTE FIRE DEPARTMENT	14.1%	$53.7M
#21	LITHIUM	13.9%	$16.0M
#22	ARCADE	13.7%	$8.1M
#23	HEALTHSHARE	13.6%	$49.2M
#24	CAROLINA COOPERATIVE	13.5%	$48.0M
#25	HSM	13.2%	$5.7M
#26	WELCOME	13.1%	$90.5M
#27	SHUFORD	13.0%	$36.7M
#28	ACCLAIM	13.0%	$58.0M
#29	GREATER KINSTON	12.7%	$14.3M
#30	ELECTEL COOPERATIVE	12.7%	$65.3M
#31	OTEEN V. A.	12.4%	$33.5M
#32	TELCO	12.4%	$53.6M
#33	FORT BRAGG	12.3%	$665.8M
#34	TELCO COMMUNITY CREDIT UNION	12.1%	$415.3M
#35	BLUE FLAME	11.8%	$29.9M
#36	CHAMPION	11.7%	$554.8M
#37	ALLEGACY	11.4%	$2.5B
#38	FIRST FLIGHT	11.3%	$271.7M
#39	MOUNTAIN	11.1%	$365.9M
#40	NORTH CAROLINA COMMUNITY	11.0%	$100.5M
#41	MARINE	10.6%	$1.1B
#42	CAROLINA	10.4%	$83.8M
#43	DUKE UNIVERSITY	10.3%	$202.3M
#44	TRULIANT	10.3%	$5.4B
#45	WEYCO COMMUNITY	10.2%	$111.1M
#46	AMERICAN PARTNERS	10.2%	$107.8M
#47	EMERGENCY RESPONDERS	10.1%	$29.0M
#48	STATE EMPLOYEES'	10.1%	$58.1B
#49	COASTAL	9.7%	$6.0B
#50	SKYLA	9.6%	$1.6B
#51	FIRST CAROLINA PEOPLE'S	9.2%	$33.5M
#52	REVITY	8.7%	$81.1M
#53	BRAGG MUTUAL	8.4%	$127.4M
#54	PIEDMONT ADVANTAGE CREDIT UNION	8.4%	$387.2M
#55	R T P	7.9%	$141.9M
#56	CIVIC	7.1%	$3.3B
#57	LION'S SHARE	3.5%	$60.8M

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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.