Credit Union Rankings in South Dakota
Top credit unions in South Dakota by assets, members, and financial health — NCUA Q4 2025 data.
Top Credit Unions in South Dakota by Assets
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Health |
|---|---|---|---|
| #1 | BLACK HILLS | $2.3B | A+ |
| #2 | DAKOTALAND | $719.9M | A+ |
| #3 | LEVO | $507.9M | B+ |
| #4 | VOYAGE | $273.2M | A |
| #5 | HIGHMARK | $258.9M | B+ |
| #6 | SERVICE FIRST | $205.8M | A |
| #7 | BLUESTONE | $204.2M | A |
| #8 | SENTINEL | $197.2M | A+ |
| #9 | AREA | $196.3M | A+ |
| #10 | NORTHERN HILLS | $186.7M | A+ |
| #11 | ASPEN | $164.5M | A |
| #12 | EXPLORERS | $108.3M | A |
| #13 | DAKOTA PLAINS | $85.8M | A |
| #14 | NORSTAR | $74.9M | A+ |
| #15 | HEALTHCARE PLUS | $67.6M | A |
| #16 | FT RANDALL | $44.8M | A+ |
| #17 | OAHE | $44.3M | A+ |
| #18 | DAKOTA STAR | $43.3M | A |
| #19 | M O | $42.4M | A+ |
| #20 | SIOUX VALLEY COOP | $41.2M | B |
| #21 | EAST RIVER | $40.0M | A |
| #22 | AVANTI | $31.5M | B |
| #23 | RUSHMORE ELECTRIC | $28.7M | A |
| #24 | CONSUMER'S | $20.4M | A |
| #25 | LAKOTA | $19.2M | A+ |
| #26 | HURON AREA EDUCATION | $18.1M | A+ |
| #27 | COTEAU VALLEY | $17.7M | A+ |
| #28 | PALACE CITY | $16.7M | A |
| #29 | MINUTEMAN | $15.6M | B |
| #30 | DACOTAH | $10.7M | A+ |
| #31 | DAKOTA RAIL LINE | $5.2M | A+ |
| #32 | SISSETON-WAHPETON | $5.0M | B |
| #33 | HB TELCO | $4.8M | A |
Top Credit Unions in South Dakota by Members
Ranked by total member count — Q4 2025
| Rank | Name | Members | Health |
|---|---|---|---|
| #1 | BLACK HILLS | 109K | A+ |
| #2 | DAKOTALAND | 42K | A+ |
| #3 | LEVO | 37K | B+ |
| #4 | VOYAGE | 20K | A |
| #5 | SERVICE FIRST | 17K | A |
| #6 | HIGHMARK | 14K | B+ |
| #7 | NORTHERN HILLS | 12K | A+ |
| #8 | AREA | 12K | A+ |
| #9 | BLUESTONE | 12K | A |
| #10 | SENTINEL | 9,834 | A+ |
| #11 | EXPLORERS | 9,037 | A |
| #12 | ASPEN | 7,810 | A |
| #13 | HEALTHCARE PLUS | 5,106 | A |
| #14 | DAKOTA PLAINS | 4,855 | A |
| #15 | LAKOTA | 4,197 | A+ |
| #16 | OAHE | 3,598 | A+ |
| #17 | FT RANDALL | 3,380 | A+ |
| #18 | SIOUX VALLEY COOP | 3,377 | B |
| #19 | EAST RIVER | 3,159 | A |
| #20 | DAKOTA STAR | 3,002 | A |
| #21 | AVANTI | 2,967 | B |
| #22 | NORSTAR | 2,791 | A+ |
| #23 | COTEAU VALLEY | 2,189 | A+ |
| #24 | M O | 1,774 | A+ |
| #25 | CONSUMER'S | 1,600 | A |
| #26 | PALACE CITY | 1,565 | A |
| #27 | RUSHMORE ELECTRIC | 1,424 | A |
| #28 | SISSETON-WAHPETON | 1,178 | B |
| #29 | MINUTEMAN | 1,177 | B |
| #30 | HURON AREA EDUCATION | 859 | A+ |
| #31 | DACOTAH | 843 | A+ |
| #32 | HB TELCO | 781 | A |
| #33 | DAKOTA RAIL LINE | 493 | A+ |
Healthiest Credit Unions in South Dakota
Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.
| Rank | Name | Net Worth Ratio | Total Assets |
|---|---|---|---|
| #1 | SISSETON-WAHPETON | 38.3% | $5.0M |
| #2 | LAKOTA | 23.1% | $19.2M |
| #3 | SIOUX VALLEY COOP | 19.6% | $41.2M |
| #4 | FT RANDALL | 16.8% | $44.8M |
| #5 | AREA | 16.7% | $196.3M |
| #6 | DAKOTA RAIL LINE | 16.4% | $5.2M |
| #7 | OAHE | 15.7% | $44.3M |
| #8 | NORSTAR | 15.1% | $74.9M |
| #9 | MINUTEMAN | 13.6% | $15.6M |
| #10 | M O | 13.0% | $42.4M |
| #11 | HURON AREA EDUCATION | 12.3% | $18.1M |
| #12 | LEVO | 11.3% | $507.9M |
| #13 | EAST RIVER | 11.0% | $40.0M |
| #14 | AVANTI | 11.0% | $31.5M |
| #15 | SENTINEL | 10.6% | $197.2M |
| #16 | BLACK HILLS | 10.6% | $2.3B |
| #17 | DAKOTALAND | 10.5% | $719.9M |
| #18 | DACOTAH | 10.4% | $10.7M |
| #19 | COTEAU VALLEY | 10.3% | $17.7M |
| #20 | NORTHERN HILLS | 10.1% | $186.7M |
| #21 | VOYAGE | 10.0% | $273.2M |
| #22 | RUSHMORE ELECTRIC | 9.8% | $28.7M |
| #23 | EXPLORERS | 9.7% | $108.3M |
| #24 | CONSUMER'S | 9.7% | $20.4M |
| #25 | PALACE CITY | 9.6% | $16.7M |
| #26 | BLUESTONE | 9.2% | $204.2M |
| #27 | HB TELCO | 9.2% | $4.8M |
| #28 | SERVICE FIRST | 9.0% | $205.8M |
| #29 | HEALTHCARE PLUS | 8.8% | $67.6M |
| #30 | DAKOTA STAR | 8.7% | $43.3M |
| #31 | DAKOTA PLAINS | 8.4% | $85.8M |
| #32 | ASPEN | 8.3% | $164.5M |
| #33 | HIGHMARK | 7.7% | $258.9M |
Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.