Credit Unions in Utah
53 federally insured credit unions — NCUA Q4 2025 data
Utah credit union statistics
Credit Unions
Federally insured in Utah
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Cities in Utah
Select a city to browse local credit unions
Top 10 Credit Unions in Utah
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Members | Health |
|---|---|---|---|---|
| #1 | AMERICA FIRST | $23.8B | 1.6M | B+ |
| #2 | MOUNTAIN AMERICA | $21.9B | 1.4M | A |
| #3 | GOLDENWEST | $4.0B | 208K | A+ |
| #4 | UTAH COMMUNITY | $3.7B | 265K | A+ |
| #5 | CANYON VIEW | $2.1B | 116K | A |
| #6 | CYPRUS | $1.9B | 148K | A+ |
| #7 | DESERET FIRST | $1.2B | 86K | A |
| #8 | UTAH FIRST | $1.1B | 45K | A+ |
| #9 | UTAH POWER | $1.1B | 31K | A+ |
| #10 | GRANITE | $906.5M | 40K | A |
Financially Strongest Credit Unions in Utah
Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold
Frequently Asked Questions
There are 53 federally insured credit unions in Utah according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $66.0B in assets and serve 4.2M members.
The average net worth ratio for credit unions in Utah is 16.1%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.
The largest credit union in Utah by total assets is AMERICA FIRST with $23.8B in assets. You can view full details, branch locations, and financial health data on its individual profile page.
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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.