1ST LIBERTY
Federal • Great Falls, Montana • Est. 1955
Quick Facts
- Charter Number
- #10375
- Type
- Federal
- Established
- 1955
- Headquarters
- Great Falls, Montana 59403
- Address
- P. O. Box 5002
- Branches
- 7
- ATMs
- 8
- Members
- 14,501
- Membership Type
- Multiple Common Bond
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
14,501 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | 1ST LIBERTY |
|---|---|
| Total Assets | $215.8M |
| Members | 14,501 |
| Loans Outstanding | $84.6M |
| Shares & Deposits | $184.0M |
| Net Worth | $30.4M |
| Net Worth Ratio | 14.08% |
| Loan-to-Share Ratio | 46.0% |
| Delinquency Rate | 0.52% |
| Net Income | +$1,402,039 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 8 ATMs
Robert H Scott Branch
Main Office6200 3rd Ave N
Great Falls, MT 59405-1528
Malmstrom AFB Branch
228 75th St N Bldg 1082
Malmstrom AFB, MT 59402-7501
10th Avenue South Branch
505 10th Ave S
Great Falls, MT 59405-4046
Riverview Branch
401 Smelter Ave NE
Great Falls, MT 59404-1927
Cut Bank
310 W Main St
Cut Bank, MT 59427-2831
Who Can Join 1ST LIBERTY?
Membership Type: Multiple Common Bond
1ST LIBERTY serves multiple select groups, such as employees of specific companies or members of certain associations. Contact the credit union to find out if you qualify.
Contact 1ST LIBERTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Montana
Browse all federally insured credit unions in Montana, ranked by assets, members, and financial health score.
View Montana RankingsFrequently Asked Questions
Yes. 1ST LIBERTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, 1ST LIBERTY has 14,501 members and a potential membership field of 115,000 people.
1ST LIBERTY's net worth ratio is 14.08% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.1%, 1ST LIBERTY meets this threshold.
1ST LIBERTY operates 7 branch locations and has access to 8 ATMs. The main office is located at 6200 3rd Ave N, Great Falls, MT 59405-1528.
1ST LIBERTY was established in 1955. It is a federal credit union chartered under charter number 10375. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or 1ST LIBERTY. All financial data is for informational purposes only.