AFFINITY
Federal • Basking Ridge, New Jersey • Est. 1935
Quick Facts
- Charter Number
- #857
- Type
- Federal
- Established
- 1935
- Headquarters
- Basking Ridge, New Jersey 07920-3849
- Address
- 73 Mountainview Blvd
- Branches
- 22
- ATMs
- 23
- Members
- 242,194
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
242,194 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AFFINITY |
|---|---|
| Total Assets | $4.4B |
| Members | 242,194 |
| Loans Outstanding | $3.9B |
| Shares & Deposits | $3.8B |
| Net Worth | $349.6M |
| Net Worth Ratio | 8.17% |
| Loan-to-Share Ratio | 104.3% |
| Delinquency Rate | 0.92% |
| Net Income | +$24,289,926 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
22 locations · 23 ATMs
Headquarters
Main Office73 Mountainview Blvd
Basking Ridge, NJ 07920-3849
Bedminster Branch
1520 US HIGHWAY 206
Bedminster, NJ 07921
Cedar Knolls Branch
235 Ridgedale Ave
Cedar Knolls, NJ 07927
Denville Branch
25 Pocono Rd
Denville, NJ 07834
Flemington Branch
275 US Highway 202/31 S
Flemington, NJ 08822
Who Can Join AFFINITY?
Membership Type: Community
Membership eligibility for AFFINITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact AFFINITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. AFFINITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, AFFINITY has 242,194 members and a potential membership field of 955,891 people.
AFFINITY's net worth ratio is 8.17% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.2%, AFFINITY meets this threshold.
AFFINITY operates 22 branch locations and has access to 23 ATMs. The main office is located at 73 Mountainview Blvd, Basking Ridge, NJ 07920-3849.
AFFINITY was established in 1935. It is a federal credit union chartered under charter number 857. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or AFFINITY. All financial data is for informational purposes only.