AFFINITY PLUS
Federal • Saint Paul, Minnesota • Est. 1934
Quick Facts
- Charter Number
- #24362
- Type
- Federal
- Established
- 1934
- Headquarters
- Saint Paul, Minnesota 55107-1420
- Address
- 175 W Lafayette Frontage Rd
- Branches
- 35
- ATMs
- 32
- Members
- 294,655
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
294,655 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | AFFINITY PLUS |
|---|---|
| Total Assets | $4.9B |
| Members | 294,655 |
| Loans Outstanding | $3.7B |
| Shares & Deposits | $4.1B |
| Net Worth | $413.4M |
| Net Worth Ratio | 8.47% |
| Loan-to-Share Ratio | 89.4% |
| Delinquency Rate | 0.68% |
| Net Income | +$71,556,524 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
35 locations · 32 ATMs
Saint Paul - Lafayette
Main Office175 W Lafayette Frontage Rd
Saint Paul, MN 55107-1420
Cambridge
1990 2nd Ave SE
Cambridge, MN 55008-4149
Duluth
1820 Maple Grove Rd
Duluth, MN 55811-1811
Faribault
900 4th St NW Ste 102
Faribault, MN 55021-4927
Fergus Falls
410 W Lincoln Ave
Fergus Falls, MN 56537-2008
Who Can Join AFFINITY PLUS?
Membership Type: Community
Membership eligibility for AFFINITY PLUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact AFFINITY PLUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. AFFINITY PLUS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, AFFINITY PLUS has 294,655 members and a potential membership field of 5,737,915 people.
AFFINITY PLUS's net worth ratio is 8.47% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.5%, AFFINITY PLUS meets this threshold.
AFFINITY PLUS operates 35 branch locations and has access to 32 ATMs. The main office is located at 175 W Lafayette Frontage Rd, Saint Paul, MN 55107-1420.
AFFINITY PLUS was established in 1934. It is a federal credit union chartered under charter number 24362. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or AFFINITY PLUS. All financial data is for informational purposes only.