ALLEGACY
Federal • Winston Salem, North Carolina • Est. 1967
Quick Facts
- Charter Number
- #24438
- Type
- Federal
- Established
- 1967
- Headquarters
- Winston Salem, North Carolina 27114
- Address
- PO Box 26043
- Branches
- 29
- ATMs
- 20
- Members
- 183,472
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
183,472 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ALLEGACY |
|---|---|
| Total Assets | $2.5B |
| Members | 183,472 |
| Loans Outstanding | $2.0B |
| Shares & Deposits | $2.1B |
| Net Worth | $282.2M |
| Net Worth Ratio | 11.39% |
| Loan-to-Share Ratio | 95.0% |
| Delinquency Rate | 1.13% |
| Net Income | +$23,334,015 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
29 locations · 20 ATMs
Westbrook
Main Office1691 Westbrook Plaza Dr
Winston Salem, NC 27103-2993
Allegacy Village
6320 Allegacy Way
Clemmons, NC 27012
Biotech
575 N Patterson Ave
Winston Salem, NC 27101-4101
Kernersville Mtn
212 E Mountain St
Kernersville, NC 27284-2941
North Patterson
4680 N Patterson Ave
Winston Salem, NC 27105
Who Can Join ALLEGACY?
Membership Type: Community
Membership eligibility for ALLEGACY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ALLEGACY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. ALLEGACY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ALLEGACY has 183,472 members and a potential membership field of 2,632,917 people.
ALLEGACY's net worth ratio is 11.39% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.4%, ALLEGACY meets this threshold.
ALLEGACY operates 29 branch locations and has access to 20 ATMs. The main office is located at 1691 Westbrook Plaza Dr, Winston Salem, NC 27103-2993.
ALLEGACY was established in 1967. It is a federal credit union chartered under charter number 24438. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ALLEGACY. All financial data is for informational purposes only.