ASCEND
Federal • TULLAHOMA, Tennessee • Est. 1951
Quick Facts
- Charter Number
- #7397
- Type
- Federal
- Established
- 1951
- Headquarters
- TULLAHOMA, Tennessee 37388
- Address
- PO BOX 1210
- Branches
- 30
- ATMs
- 32
- Members
- 263,809
- Membership Type
- Multiple Common Bond
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
263,809 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ASCEND |
|---|---|
| Total Assets | $4.7B |
| Members | 263,809 |
| Loans Outstanding | $3.4B |
| Shares & Deposits | $3.7B |
| Net Worth | $676.0M |
| Net Worth Ratio | 14.47% |
| Loan-to-Share Ratio | 92.0% |
| Delinquency Rate | 0.52% |
| Net Income | +$73,144,497 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
30 locations · 32 ATMs
Administrative Office
Main Office520 Airpark Dr
Tullahoma, TN 37388
Columbia
981 W James M Campbell Blvd
Columbia, TN 38401-4806
Franklin County
2459 Decherd Blvd
Winchester, TN 37398
Lewisburg
1372 Rock Crusher Rd
Lewisburg, TN 37091-6937
Manchester
1929 McArthur St
Manchester, TN 37355-2623
Who Can Join ASCEND?
Membership Type: Multiple Common Bond
ASCEND serves multiple select groups, such as employees of specific companies or members of certain associations. Contact the credit union to find out if you qualify.
Contact ASCEND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Browse all federally insured credit unions in Tennessee, ranked by assets, members, and financial health score.
View Tennessee RankingsFrequently Asked Questions
Yes. ASCEND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ASCEND has 263,809 members and a potential membership field of 3,884,860 people.
ASCEND's net worth ratio is 14.47% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.5%, ASCEND meets this threshold.
ASCEND operates 30 branch locations and has access to 32 ATMs. The main office is located at 520 Airpark Dr, Tullahoma, TN 37388.
ASCEND was established in 1951. It is a federal credit union chartered under charter number 7397. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ASCEND. All financial data is for informational purposes only.