ASHLAND
State-Chartered • ASHLAND, Kentucky • Est. 1942
Quick Facts
- Charter Number
- #61792
- Type
- State-Chartered
- Established
- 1942
- Headquarters
- ASHLAND, Kentucky 41105
- Address
- P O BOX 391
- Branches
- 5
- ATMs
- 5
- Members
- 46,137
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
46,137 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ASHLAND |
|---|---|
| Total Assets | $408.9M |
| Members | 46,137 |
| Loans Outstanding | $288.7M |
| Shares & Deposits | $350.7M |
| Net Worth | $50.0M |
| Net Worth Ratio | 12.22% |
| Loan-to-Share Ratio | 82.3% |
| Delinquency Rate | 1.48% |
| Net Income | +$4,848,451 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Cottage Grove Branch
8711 E Point Douglas Rd S Ste 101
Cottage Grove, MN 55016-5031
Lexington
100 Valvoline Way
Lexington, KY 40509
Boyd Co Branch
10700 US Route 60
ASHLAND, KY 41102
Ashland Credit Union Russell Branch
1200 Diederich Blvd
Russell, KY 41169
ACU Headquarters
Main Office305 MARTIN LUTHER KING JR BLVD
ASHLAND, KY 41101
Who Can Join ASHLAND?
Membership Type: Community
Membership eligibility for ASHLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact ASHLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. ASHLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ASHLAND has 46,137 members and a potential membership field of 3,645,487 people.
ASHLAND's net worth ratio is 12.22% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.2%, ASHLAND meets this threshold.
ASHLAND operates 5 branch locations and has access to 5 ATMs. The main office is located at 305 MARTIN LUTHER KING JR BLVD, ASHLAND, KY 41101.
ASHLAND was established in 1942. It is a state-chartered credit union chartered under charter number 61792. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ASHLAND. All financial data is for informational purposes only.