BILLINGS
Federal • Billings, Montana • Est. 1935
Quick Facts
- Charter Number
- #887
- Type
- Federal
- Established
- 1935
- Headquarters
- Billings, Montana 59103
- Address
- PO Box 1779
- Branches
- 6
- ATMs
- 3
- Members
- 12,985
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
12,985 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BILLINGS |
|---|---|
| Total Assets | $217.5M |
| Members | 12,985 |
| Loans Outstanding | $177.3M |
| Shares & Deposits | $184.7M |
| Net Worth | $24.8M |
| Net Worth Ratio | 11.42% |
| Loan-to-Share Ratio | 96.0% |
| Delinquency Rate | 0.69% |
| Net Income | +$1,286,928 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 3 ATMs
Billings FCU
Main Office2522 4th Ave N
Billings, MT 59101-1316
Billings FCU
1516 Main St
Billings, MT 59105
MDT - West
501 Park Dr S
Great Falls, MT 59405-1879
Altana FCU
3212 Central Ave
Billings, MT 59102
Billings FCU
990 Grand Ave
Billings, MT 59102
Who Can Join BILLINGS?
Membership Type: Other/Unknown
Membership eligibility for BILLINGS may vary. Contact the credit union directly to confirm qualification requirements.
Contact BILLINGS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Montana RankingsFrequently Asked Questions
Yes. BILLINGS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BILLINGS has 12,985 members and a potential membership field of 186,974 people.
BILLINGS's net worth ratio is 11.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.4%, BILLINGS meets this threshold.
BILLINGS operates 6 branch locations and has access to 3 ATMs. The main office is located at 2522 4th Ave N, Billings, MT 59101-1316.
BILLINGS was established in 1935. It is a federal credit union chartered under charter number 887. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BILLINGS. All financial data is for informational purposes only.