CECIL COUNTY SCHOOL EMPLOYEES
Federal • ELKTON, Maryland • Est. 1953
Quick Facts
- Charter Number
- #8549
- Type
- Federal
- Established
- 1953
- Headquarters
- ELKTON, Maryland 21921
- Address
- 203 BOOTH STREET
- Branches
- 3
- Members
- 2,497
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
2,497 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CECIL COUNTY SCHOOL EMPLOYEES |
|---|---|
| Total Assets | $25.1M |
| Members | 2,497 |
| Loans Outstanding | $9.0M |
| Shares & Deposits | $22.9M |
| Net Worth | $2.1M |
| Net Worth Ratio | 8.31% |
| Loan-to-Share Ratio | 39.5% |
| Delinquency Rate | 1.54% |
| Net Income | $-464,485 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Cecil County School EFCU
Main Office203 Booth St
Elkton, MD 21921-5646
Fiserv-Portico
10926 David Taylor Dr Ste 110
Charlotte, NC 28262-1042
Provident Federal Credit Union
401 S New St
Dover, DE 19904-6715
Who Can Join CECIL COUNTY SCHOOL EMPLOYEES?
Membership Type: Community
Membership eligibility for CECIL COUNTY SCHOOL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact CECIL COUNTY SCHOOL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. CECIL COUNTY SCHOOL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CECIL COUNTY SCHOOL EMPLOYEES has 2,497 members and a potential membership field of 25,500 people.
CECIL COUNTY SCHOOL EMPLOYEES's net worth ratio is 8.31% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.3%, CECIL COUNTY SCHOOL EMPLOYEES meets this threshold.
CECIL COUNTY SCHOOL EMPLOYEES operates 3 branch locations. The main office is located at 203 Booth St, Elkton, MD 21921-5646.
CECIL COUNTY SCHOOL EMPLOYEES was established in 1953. It is a federal credit union chartered under charter number 8549. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CECIL COUNTY SCHOOL EMPLOYEES. All financial data is for informational purposes only.