CITY & COUNTY
State-Chartered • SAINT PAUL, Minnesota • Est. 1928
Quick Facts
- Charter Number
- #60255
- Type
- State-Chartered
- Established
- 1928
- Headquarters
- SAINT PAUL, Minnesota 55101
- Address
- 144 11TH ST E
- Branches
- 13
- ATMs
- 12
- Members
- 62,180
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
62,180 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CITY & COUNTY |
|---|---|
| Total Assets | $1.2B |
| Members | 62,180 |
| Loans Outstanding | $689.8M |
| Shares & Deposits | $1.0B |
| Net Worth | $138.0M |
| Net Worth Ratio | 11.79% |
| Loan-to-Share Ratio | 66.8% |
| Delinquency Rate | 0.31% |
| Net Income | +$8,330,822 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 12 ATMs
Main Office
Main Office144 11th St E
Saint Paul, MN 55101
Maplewood Office
1661 Cope Ave E
Maplewood, MN 55109
Eagan Office
1523 Central Pkwy
Eagan, MN 55121-1756
Lake Elmo Office
8500 Hudson Blvd N
Lake Elmo, MN 55042
Shoreview Office
1001 Red Fox Rd
Shoreview, MN 55126-2900
Who Can Join CITY & COUNTY?
Membership Type: Community
Membership eligibility for CITY & COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CITY & COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. CITY & COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CITY & COUNTY has 62,180 members and a potential membership field of 2,879,957 people.
CITY & COUNTY's net worth ratio is 11.79% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.8%, CITY & COUNTY meets this threshold.
CITY & COUNTY operates 13 branch locations and has access to 12 ATMs. The main office is located at 144 11th St E, Saint Paul, MN 55101.
CITY & COUNTY was established in 1928. It is a state-chartered credit union chartered under charter number 60255. The institution has been serving members for 98 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CITY & COUNTY. All financial data is for informational purposes only.